Job Description

We're Capital on Tap

Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.

Why Join Us?

We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.

The Programme

We're looking for 5 graduates to join Capital on Tap in March 2026!



You won't be working on theoretical side projects. Over this 18-month programme, you'll complete three six-month rotations across our core analytical teams - working on real projects, solving real problems, and impacting real customers. You'll be based in our London (Moorgate) office 3-4 days a week working with a wide range of stakeholders. If you're looking for a grad programme that's hands-on from day one, then read on!

The Rotations

Credit:

Iterate and refine credit models to make smarter, faster credit decisions.

Growth:

Drive customer acquisition, and scale new and existing products in the UK.

Risk:

Protect the business - analyzing Fraud & FinCrime trends across the portfolio.

US:

Scale our US business driving customer acquisition and product adoption.

Data Platform:

Design and maintain the infrastructure and pipelines that power our data.

Our Values & Culture

Just Pilot:

We never settle for "good enough". We pilot new ideas fast, ask questions to figure it out, and scale quickly.

Why Not Today?

Fast is as slow as we go - speed and simplicity gives us a competitive advantage.

Be a Buddy:

We tap in from day one to help the team, we do the right thing even if it's hard.

Owners and Dates:

We don't chase people. If you own a task and agree to a date, the expectation is that it gets done.

Feedback:

We want our employees to flourish, so we regularly provide direct and constructive feedback.

What we're looking for

Analytical Degree:

Maths, Economics, Computer Science, Physics (or similar).

Curious Problem Solver:

Figure out how things work, find the problems, and fix them.

Logic over Syntax:

You have the basics in SQL/Python, we value how you think over your coding expertise.

Self-Starter:

You take ownership, keep it simple, and don't wait to be told what to do.

Interview Process

Application Deadline: Sunday 18th January 2026

Online Assessment: Short 20-minute assessment

Video Call: 15-minute video call with a Talent Partner

Assessment Day: In Person Assessment Day at our London office (mid-late February)

Start Date: March 2026 (potential for September start available)

Diversity & Inclusion

We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks

Healthcare including dental and optician services through Vitality

?? Worldwide travel insurance through Vitality

Anniversary Rewards (250, 500, 750, 4-week fully paid sabbatical)

Salary Sacrifice Pension Scheme up to 7% match

? 28 days holiday (plus bank holidays)

Annual Learning and Wellbeing Budget

Enhanced Parental Leave

Cycle to Work Scheme

Season Ticket Loan

6 free therapy sessions per year

Dog Friendly Offices

Free drinks and snacks in our offices



Check out more of our benefits, values, and mission here.

Other Info

Check out our 'Top Tips' for interviewing.

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Email careers@capitalontap.com if you have any questions.

Excited to work here? Apply!

If you'd like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)