Job Description

Location: Mayfair, London
Type: Full-time
Experience: 3+ years in Securitisation / Structured Credit
Sector: Consumer Finance, SME Loans, Leasing, BNPL, Credit Cards
About Us
We are a fast-growing credit investment platform specialising in structuring SPVs and purchasing financial assets from loan originators and lessors across the UK, Spain, and Italy. Our platform provides institutional exposure--primarily to banks and asset managers--through bespoke securitisation and structured credit solutions.
Based in Mayfair, we operate at the intersection of finance, technology, and credit risk, offering a dynamic and hands-on environment for ambitious professionals in the structured finance and asset-backed lending space.
The Role
We are seeking a Senior Analyst in Asset-Backed Finance with at least 3 years of securitisation experience gained at a bank, asset manager, credit fund, or advisory firm. You will play a key role in the full deal lifecycle--from origination and due diligence through structuring, execution, and ongoing portfolio monitoring.
Key Responsibilities
Deal Structuring & Execution

• Support the structuring and execution of SPV-based transactions across consumer loans, SME loans, BNPL, credit cards, equipment leasing, and other asset classes
• Build and review cash flow models, term sheets, and structural waterfall analyses
• Lead workstreams during transaction execution, coordinating with internal and external parties
• Due Diligence & Risk Assessment
• Conduct detailed asset-level and operational due diligence on loan originators and lessors
• Assess underwriting policies, servicing capabilities, data integrity, and portfolio performance
• Participate in onsite visits and prepare DD reports and risk assessments

Portfolio Monitoring

• Monitor ongoing performance of purchased portfolios and underlying collateral
• Assess servicer reporting, covenant compliance, and key performance indicators
• Prepare internal portfolio reviews and investor reporting materials

Legal & Documentation

• Work closely with external counsel to review transaction documentation (purchase agreements, servicing agreements, facility docs, etc.)
• Coordinate negotiations among originators, investors, and advisors to ensure timely execution

Stakeholder Management

• Liaise with banks, asset managers, legal counsel, service providers, and senior management
• Present analyses and investment materials to investment committees and partners

Requirements

• 3+ years of securitisation / structured credit experience at a bank, credit fund, asset manager, or similar institution
• Solid understanding of ABS structuring, SPVs, and credit risk analysis
• Strong analytical and quantitative skills (Excel financial modelling required)
• Experience managing multiple deal workstreams and external stakeholders
• Comfort working in a fast-paced, entrepreneurial environment
• Excellent communication, organisation, and problem-solving abilities
• Familiarity with consumer finance, SME lending, BNPL, credit cards, or leasing strongly preferred

What We Offer

• Competitive salary and performance-based compensation
• Significant hands-on transaction experience from day one
• Exposure to a wide range of asset classes across the UK, Spain, and Italy
• The opportunity to work directly with senior leadership and institutional investors
• A collaborative, ambitious, and high-impact work environment in Mayfair

Skills Required