Job Description

Job Advert

This is a hybrid role working 3 days in the office (City of London location) and 2 days working from home.

Role Purpose

This is a key role within the Credit Risk function supporting the Credit Risk Team in granting credit approvals, underwriting and helping to further build the processes and infrastructure of Credit Risk function. The role would suit individuals at the early stages of their career or those looking to accelerate their understanding of risk management. The role provides strong development opportunities in credit risk management, debt structuring and deal due diligence. The roleholder will benefit from exposure across a large variety of UTB's product areas and frequent attendance at Credit Committee.

Key Responsibilities

Support the Head of Property Credit and Credit Director in the management of the Credit Risk Team's workflow and allocation. Triage credit proposals to ensure they follow the correct approval route, and all key information has been submitted. Completion and maintenance of workflow trackers and drawdown approvals log, preparing routine and ad-hoc reporting as required. Primary Secretariat for Credit Committee including production and circulation of the agenda and papers. Attendance at Credit Committee and other Credit Risk forums and producing high quality and accurate minutes capturing all conditions of sanction. Undertake review as required in reviewing and analysing submissions to Credit Committee or Senior Credit Officers. Review due diligence on corporate and commercial loans, reviewing valuations, construction reports and ensuring conditions of sanction are met. Support the administration and ongoing development of the Credit Team's process and procedures. Support the Head of Property Credit in producing credit guidance and training for deal teams.

Skills and Experience

A team player with excellent relationship building skills and the ability to collaborate effectively with multiple stakeholders Strong communication skills: oral, written and presentation Good planning and organisational skills with the ability to manage multiple tasks and priorities and deliver timely completion Attention to detail

Equal Opportunities

We're an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. During the application process, you will be asked to complete an equality questionnaire on a voluntary basis and any data we collect will be treated confidentially and used for evaluation purposes. This will be for a period of 6 months or longer with your permission. This helps us understand our applicants so we can make sure we are doing everything we can to attract a diverse range of people and ensure our recruitment processes are fair and inclusive.