Job Description

End Date Saturday 31 January 2026
Salary Range 0 - 0
Flexible Working Options Hybrid Working, Job Share
Summary .

Job Title: Associate, Transaction Banking Solutions - Transactional Structuring
Location: London
Salary: Competitive package available
Hours: Full Time
Working Pattern: Our work style is hybrid which involves spending at least 3 days per week, or 60% of your time, in the office.
About this Opportunity
Join the Transactional Structuring team within Transaction Banking Solutions (TBS). This team partners closely with TBS Corporate and Institutional Sales and the Specialist Client Solutions team, supporting the structuring and execution of transactions (including credit submissions) across the full transaction banking product suite--including Core Trade, Traditional Trade, Commodity Trade Finance, ECA, Commercial Cards, Asset and Invoice Finance, Merchant Services, and other core Transaction Banking products.
Your Accountabilities Will Include:

• Assisting senior colleagues in managing a portfolio of existing clients and supporting the delivery of P&L targets.
• Supporting the structuring and execution of transactions, including client engagement, credit discussions, legal negotiations, and completion.
• Creation of Product Papers and engagement with the credit teams to support the approval of new and/or renewal of facilities.
• Helping with the execution of Transaction Banking Solutions products across trade and payments.
• Building relationships with internal stakeholders and external partners, including professional advisors.
• Identifying cross-sell opportunities and connecting clients with relevant TBS product specialists.
• Ensuring compliance with group policy and regulatory requirements, and helping to identify and mitigate commercial risks.

Why Lloyds Banking Group?
We're investing in our people, data, and technology, leading to innovative projects and new ways to work, learn, and thrive. Lloyds is on a pivotal journey and you could be a part of it. You'll enjoy our dedication to your ongoing personal and professional development. We'll help you perform at your best today, so you can fulfil all your potential in the future.
What We Need From You:

• Some experience or exposure to trade and capital products is beneficial, more importantly is a willingness to learn about structuring across open account, traditional trade, structured trade, asset finance, ECA, and Invoice Finance.
• Ability to work collaboratively with internal and external partners.
• Interpret the financial and non-financial information, thereby identifying key issues and putting in place appropriate actions, controls and measures.
• An effective communicator with ability to communicate sophisticated topics and influence across peer groups or seniors respectively.

About working for us!
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we're committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:

• Generous pension contribution of up to 15%
• Annual performance-related bonus
• Share schemes, including free shares
• Adaptable benefits for your lifestyle, such as discounted shopping
• 28 days' holiday, plus bank holidays
• Wellbeing initiatives and generous parental leave policies

Ready to start growing with purpose? Apply today.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Skills Required