Job Description

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.



That's why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.



With Curve you can spend from all your accounts, track spend behaviour and provide insights, and security to protect you from fraud. For the first time giving you bright insights and control of all your money in one beautiful place.



We're developing a ground-breaking product with our customers at the core. Our user base is growing rapidly and we have exceptional metrics. We have funding from the leading names in tech investment, and a visionary leadership team who wants everyone who joins this remarkable adventure, to have the autonomy to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.



This interim role has been created to support Curve's financial close and audit preparation for the year ending 2024. The successful candidate will play a key role in ensuring that all balance sheet accounts are

fully substantiated

, complete, and accurate, with appropriate audit-ready documentation to support the year-end financial statements. This will require you to have solid experience in preparing for year end audits in complex or regulated environments, working within tight deadlines. Experience in fintech or high-volume transaction business is highly desired.



The focus of this role is not on day-to-day reconciliations, but rather on

validating the integrity of the general ledger

, preparing comprehensive balance sheet substantiation, and helping to identify and resolve gaps in financial controls that may impact the audit process.



This is a hands-on position that will require you to take ownership of deliverables rather than just support, and require collaboration across Finance, Treasury, Operations, and other functions to ensure the business is positioned for a smooth and timely audit.

Key Accountabilities:

Audit coordination and readiness: Serve as the primary point of contact for audit and balance sheet-related queries. Coordinate the preparation and collation of supporting documentation, monitor the status of deliverables, and escalate risks that may impact timely completion. Prepare audit-ready balance sheet substantiation: Take ownership of preparing and documenting balance sheet reconciliations across all key accounts (e.g. accruals, fixed assets, intercompany, deferred revenue, prepayments, customer funds, interchange, settlement, and chargebacks). Ensure all balances are clearly supported and traceable to underlying records. Ensure completeness and accuracy of financial records: Validate that general ledger balances are accurate and reflect underlying transactions, applying accounting principles and judgement to identify gaps, misstatements, or incomplete postings. Requiring a strong understanding of accounting processes for Accounts Payable ledgers and fixed asset registers and experience in providing audit reconciliations for these account lines. Strengthen financial control environment: Identify gaps in existing controls and work with the Group Financial Controller to uplift the control environment. Support the introduction of a governance framework over reconciliations and substantiation. Redesign and standardise reconciliation processes: Review existing reconciliation practices and implement consistent, scalable processes aligned to best practice. Introduce standardised templates, workflows, and audit trails. Drive collaboration across functions: Partner with Treasury, FP&A, Financial Control, Product, and Operations to understand key reconciliation drivers and ensure alignment between transactional activity and financial reporting. Contribute to automation and efficiency: Recommend improvements to reconciliation and substantiation processes, exploring automation opportunities where appropriate to reduce manual effort and increase accuracy. Resolve outstanding issues and exceptions: Investigate and resolve aged items or material breaks in balance sheet reconciliations, ensuring that any audit risks are addressed in a timely and documented manner.

Skills & Experience:

Professionally qualified accountant (ACCA, CIMA or equivalent). Minimum three years' experience in financial control or audit preparation, with hands-on balance sheet substantiation responsibilities. Strong knowledge of financial accounting and audit processes, ideally within fintech, payments, or high-growth technology environments. Proven experience preparing balance sheet files and audit support packs. Advanced Excel skills (data manipulation, complex formulae, pivot tables). Familiarity with NetSuite (preferred) or other cloud-based ERP systems. Excellent attention to detail with a methodical, risk-aware approach. Strong communication and stakeholder management skills. * Ability to work independently in a fast-paced, change-driven environment.