Job Description

Excellent opportunity for anyone with fluent MANDARIN and CORPORATE BANKING background who is looking for their next step in the financial services sector. This organisation is a global player, and the Credit Risk team is growing and looking for someone who will support this growth. You will need to have relevant Credit risk experience and have worked with corporate clients and have the ability to produce risk analysis reports in both Mandarin Chinese and English. There are excellent career opportunities for the right person.
Job Title BANKING Credit Analyst with Mandarin
Location City of London
Work style: 100% office based
Sector : Banking and financial services
Languages : Fluent Mandarin and English
Salary: 45,000-50,000
Company details: Global bank with significant Chinese clients and interests.
Key Responsibilities

• Provide comprehensive credit analysis and administrative support to Corporate Banking and Financial Institutions teams.
• Prepare high-quality credit applications, credit ratings, and reports for both new transactions and annual client reviews.
• Produce analysis and recommendations on a portfolio of corporate clients, occasionally in dual-language format (English and Mandarin) for different internal stakeholders.
• Monitor credit exposure, covenant compliance, and market or counterparty-related risks; recommend timely actions where required.
• Assist with post-drawdown monitoring, including loan facilities, waivers, compliance, and legal checks.
• Maintain accurate credit risk management procedures and support adherence to internal policies and regulatory requirements.
• Ensure timely reporting of any material excesses or limit breaches.
• Stay up to date with UK and international credit market trends.

Skills & Experience

• 1-2 years' experience preparing and presenting credit analysis in a Commercial, Corporate, or Investment Banking environment.
• Strong financial analysis skills, including financial statement interpretation, sector research, and financial modelling.
• Understanding of key banking products such as overdrafts, syndicated loans, term loans, trade finance, guarantees, and cash management.
• Excellent attention to detail, strong organisational skills, and ability to work under pressure.
• Degree-level education; formal credit or accounting qualifications advantageous.
• Experience working with large corporate clients preferred.
• Fluent English required; Mandarin language skills are a strong advantage.
• Ideally more than 3 years of relevant experience.

Skills Required