Job Description

We're Capital on Tap

Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.

Why Join Us?

We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.


This is a Hybrid role with 3 days a week in our London (Moorgate) Office.

The Role

Business Operations sit at the heart of the major projects within Capital on Tap. We don't just keep the lights on; we drive operational excellence with regulatory compliance at the forefront. We are looking for a specialist to become the system and process expert for E-Money safeguarding as we prepare for major regulatory changes.

What You'll Be Doing

Your first major project will be supporting the business in preparing for the new Safeguarding Regime. You will act as the central point of contact across Compliance, Finance, and Business teams to ensure our documentation, processes, and controls meet the new standards.

Lead the Safeguarding Transition:

You will drive project ideation, delivery, and execution for the company's biggest compliance challenges, ensuring a smooth transition to the new

CASS 15

rules.

Design the "Resolution Pack":

You will work with technical teams to ensure all mandatory documentation and data can be generated accurately within the strict

48-hour regulatory timeline

.

Own the Audit:

You will manage the relationship with auditors and key internal stakeholders to prepare for the statutory annual safeguarding audit and monthly regulatory reporting.

Build the Controls:

You will support the implementation of new controls for record-keeping, reconciliation, and fund identification.

Drive Strategic Readiness:

You'll get stuck into strategic projects powering regulatory readiness, such as enhancing third-party due diligence frameworks or developing new reconciliation processes.

Be the Expert:

You will serve as the subject matter expert for E-Money safeguarding, ensuring our customer funds protection framework adheres fully to the FCA's new regime.

We're Looking For

You have Financial Regulatory Expertise:

Proven experience working in an

E-Money Safeguarding

or

CASS Treasury

function is required.

You understand the products:

You have experience with various banking products and a strong understanding of the upcoming

CASS 15

(Client Asset Sourcebook Chapter 15) requirements.

You are an Automation Enthusiast:

You are comfortable diving into manual tasks to build a deep understanding, then leveraging that knowledge to develop solutions using AI and automation to eliminate operational friction.

You are Resourceful:

You are action-oriented, quick to grasp new concepts, and adept at figuring things out on the fly.

You are Tech Savvy:

You are proficient in

Excel/Google Sheets

. Experience with

Snowflake

,

Looker

, or

Power BI

is a plus.

Diversity & Inclusion

We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks

We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:

Private Healthcare including dental and opticians services through Vitality

?? Worldwide travel insurance through Vitality

Anniversary Rewards (250, 500, 750, 4-week fully paid sabbatical)

Salary Sacrifice Pension Scheme up to 7% match

Octopus EV Salary Sacrifice Scheme

? 28 days holiday (plus bank holidays)

Annual Learning and Wellbeing Budget

Enhanced Parental Leave

Cycle to Work Scheme

Season Ticket Loan

6 free therapy sessions per year

Dog Friendly Offices

Free drinks and snacks in our offices



Check out more of our benefits, values and mission here.

Other Info

Check out our 'Top Tips' for interviewing.

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Email careers@capitalontap.com if you have any questions.

Excited to work here? Apply!

If you'd like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)