Job Description

We are a rapidly growing UK-based Electronic Money Institution (EMI), authorised and regulated by the Financial Conduct Authority. Our mission is to provide innovative, secure, and compliant financial solutions to our clients. As we expand, we are seeking a meticulous and proactive Bookkeeper to join our finance team and support our CFO in maintaining the highest standards of financial integrity and regulatory compliance.

Key Responsibilities

Daily Bookkeeping: Accurately record all financial transactions, including sales, purchases, receipts, and payments, using our accounting software.

Bank Reconciliation: Regularly reconcile company financial records with bank statements to ensure accuracy and identify discrepancies.

Accounts Receivable & Payable: Manage customer invoicing, monitor incoming payments, follow up on overdue accounts, and ensure timely payment of supplier invoices.

VAT Returns & Tax Filings: Prepare and submit VAT returns, assist with tax calculations, and support the preparation of annual financial statements.

Payroll Processing: Calculate employee pay, process payroll, and ensure compliance with relevant tax and regulatory requirements.

Monthly & Annual Reporting: Generate monthly management reports and assist with end-of-year financial statements for internal and external stakeholders.

Support CFO with Regulatory Compliance:

Safeguarding Reconciliation: Assist with the reconciliation of safeguarded client funds, ensuring compliance with FCA requirements for EMIs.

Capital Requirements Monitoring: Support the CFO in monitoring and reporting on capital adequacy, ensuring the firm meets minimum regulatory capital thresholds.

Internal Controls: Help implement and maintain robust internal controls and segregation of duties to safeguard assets and prevent fraud.

Audit Support: Prepare documentation and support internal/external audits, providing clear records of reconciliations and financial activities.

Continuous Improvement: Participate in the review and enhancement of financial processes and reconciliation procedures to improve efficiency and compliance.

Liaison: Act as a point of contact between the finance team, auditors, and regulatory authorities on bookkeeping matters.

Qualifications & Skills

Proven experience as a bookkeeper, preferably within a regulated financial services or EMI environment.

Strong understanding of UK accounting standards, VAT, and payroll requirements.

Experience with accounting software (e.g., Xero, Sage, QuickBooks).

Where possible familiarity with FCA safeguarding and capital requirements for EMIs is highly desirable.

Excellent attention to detail, organisational, and communication skills.

Ability to handle confidential information with integrity and professionalism.

What We Offer

Opportunity to work in a dynamic and innovative fintech environment.

Professional development and training opportunities.

Flexible working arrangements.

Supportive and collaborative team culture.

To Apply:

Please submit your CV and a cover letter outlining your relevant experience and why you are interested in joining our team.

Job Type: Full-time

Pay: 40,000.00-50,000.00 per year

Benefits:

Company pension
Schedule:

Monday to Friday
Work Location: In person

Expected start date: 01/07/2025