Job Description

Bridging Underwriter | Permanent | Watford | 25,000

We are looking for an individual to join our dynamic underwriting team here at Loans Warehouse. As one of the UK's leading finance brokerages, recognised for our expertise in secured loans and bridging finance, we are continuing to grow. With a strong online presence and a commitment to delivering exceptional customer service, we are now looking to appoint a Bridging Underwriter.

As our new Bridging Underwriter, you will be responsible for assessing, analysing, and underwriting bridging loan applications in line with our company policies, lending criteria, and regulatory requirements. You'll play a key role in managing risk while maintaining high levels of service and turnaround times.

The Benefits and Perks Package:

Company Pension, Life Insurance, 20 days holiday plus bank holidays, Onsite Parking, Employee Referral Programme, Structured Career Progression with real opportunities to grow, Fun and Supportive Working Environment with a close-knit team, Early Friday finishes with access to an in-house bar, Casual dress (branded gear provided), Great office vibes and regular team events. Plus, we also provide free CeMAP 1-3 training if successful.

The Basics:

Bridging Underwriter - Office based Starting salary of 25,000 Monday - Friday 9:00am - 5:00pm or 10:00am - 6:00pm on a rota

The Responsibilities:

You will support our sales team by underwriting bridging loan enquiries, following up on Decisions in Principle (DIPs), and managing the issuing of required documents. You will instruct solicitors and handle third-party requests, while assisting the team in progressing cases efficiently through to swift completion. You will review documents received from clients, submit them to lenders for bridging loan completion, and accurately process and record completed cases. Over your first year, you will gain comprehensive knowledge of the entire bridging process, with plenty of opportunity for personal development and progression within the team. You will work directly with our carefully selected panel of lenders, building strong relationships that are just as important as the collaboration and support you'll receive from your team of experienced packagers. Full training will be provided both internally and externally, ensuring you are fully supported throughout your development journey.

The Skills & Requirements:

A background in bridging, property finance, or specialist lending underwriting. An understanding of bridging finance, property valuation, credit assessment, and risk analysis. Familiarity with both regulated and unregulated bridging loans. Excellent analytical skills and attention to detail. Ability to manage a high volume of cases while maintaining quality and accuracy. Strong written and verbal communication skills. Confident decision-maker with sound commercial judgment. Ability to build effective relationships with brokers, solicitors, valuers, and colleagues. Proficient in using underwriting and CRM systems.
Job Type: Full-time

Pay: From 25,000.00 per year

Benefits:

Casual dress Company events Company pension Free parking Life insurance On-site parking
Schedule:

8 hour shift
Ability to commute/relocate:

Watford WD18 8YW: reliably commute or plan to relocate before starting work (required)
Experience:

bridging, property finance, or lending underwriting.: 1 year (required)
Location:

Watford WD18 8YW (preferred)
Work Location: In person

Application deadline: 28/04/2025
Expected start date: 07/07/2025