ANNA Money is a business account and tax assistant for small businesses, combining cutting-edge technology with no-nonsense support. We are on a mission to simplify business finance, and we believe compliance is a powerful enabler for sustainable, customer-centric innovation.
About the Role:
We're hiring a Chief Compliance Officer & MLRO who can design and lead a world-class compliance function fit for scale. This is a foundational leadership role, owning compliance strategy across our operations in the UK and Australia, and ensuring the highest standards in customer protection, financial crime prevention, and regulatory engagement. You'll work closely with product, operations, and leadership to embed compliance into everything we do -- not as a blocker, but as a catalyst for responsible growth.
Key Responsibilities:
Lead and execute our UK Electronic Money Institution (EMI) license application and AFSL process in Australia
Maintain strong, collaborative relationships with FCA, AUSTRAC, and other regulators
Act as named MLRO for our UK entity; ensure full AML/CTF compliance
Own and continuously improve compliance and risk frameworks across jurisdictions
Ensure the scalability and tech-enablement of compliance systems (e.g., monitoring, onboarding, KYC/KYB, SARs)
Design, update and own all compliance documentation (policies, control matrices, risk registers, monitoring plans)
Work cross-functionally to integrate compliance into customer journeys and backend operations
Monitor and advise on changes in regulation, translating them into actionable guidance
Represent ANNA in regulatory audits
Why ANNA?
Work with a bold and experienced founding team on a mission to change finance for small businesses
Shape the compliance function in a company that takes it seriously -- and creatively
Build systems and teams that scale with us across borders
Competitive compensation and equity
Serious focus on technology and unlocking the power of AI in daily operations
A remote-first culture that respects focus, autonomy, and life outside work
To Apply:
Send us your CV, a short note on why this role is for you, and anything else you think we should see.
Note:
This is a high-autonomy, high-impact role for someone who thrives in ambiguity, leads with clarity, and believes compliance can be creative, not bureaucratic.
Requirements
What We're Looking For:
Proven experience in a regulated fintech, ideally focused on SME customers
Successful track record of leading EMI or AFSL license applications
In-depth knowledge of UK and Australian financial regulation (EMD2, PSD2, AMLD, FCA Handbook)
Experience building or overseeing tech-first compliance and risk operations
Comfortable balancing regulatory rigor with commercial pragmatism
Demonstrated ability to manage crises -- when things go wrong, you act fast, lead clearly, and solve effectively
Excellent communication, documentation, and relationship management skills
Well-connected within regulatory and fintech communities
What You Bring:
Client-first and commercially-minded: You understand how compliance can enable growth
Operational discipline: You're systematic, structured, and allergic to vague processes
Pattern recognition: You've seen enough to know what works and what doesn't
Calm in chaos: You jump in when there's fire -- and know when to hold the line
Independent and flexible: You know when to push back, when to adapt, and when to act
Paperwork power: You understand policy structure, control matrices, audit frameworks
* Regulatory credibility: Regulators know you, trust you, and listen to you
Beware of fraud agents! do not pay money to get a job
MNCJobs.co.uk will not be responsible for any payment made to a third-party. All Terms of Use are applicable.