Job Description

About Us:

Shinhan Bank is the leading South Korean financial institution offering a comprehensive range of banking services to individuals, businesses, and institutions around the world. As part of Shinhan Financial Group, Shinhan Bank has consistently delivered strong financial performance, with total assets reaching KRW 739.8 trillion in year 2024. The Group also maintains solid credit ratings of S&P A and Moody's A1.

Shinhan Bank operates an extensive global network in various regions such as Asia, Europe, America and the Middle East. Shinhan Bank consistently upholds its core values of trust, innovation, and excellence, striving to create a better financial future for customers and society. The bank is committed to fostering growth with a strong focus on digital innovation. Through continued investment in technology and efforts to support social responsibility, Shinhan Bank aims to drive value creation and support sustainable development both locally and globally.

Job Overview:

We are seeking an Asset Management staff member to join to work together in London Branch.
The Successful candidate will be responsible to Maintain accountability for the completion of the daily process and controls middle/back office function for the asset & post loan management arm of the investment banking including Corporate Banking and Financial Institution Banking

Duties

Review and analyze legal and loan documents and to have awareness with the approval conditions for new & existing syndication facilities. To understand the overall aspect of the deals and the contents behind the contracted agreement in order to carry out the general operation after closure of the deals and initial utilization. Monitoring of the deal conditions based on facility agreement including but not limited to financial, positive and negative covenants. As part of the day to day workload, close monitoring of emails and documents updated from debt-domain deal site is very keen. The identified issues need to be raised with the HQ global IB department and escalate depending on the severity of issues within the radar. Prepare for a proposal of the amendment agreement as when required. As part of the overall operation process of syndication loan, the proposal of amendment agreement would need to be liaise with the relevant point of contact from the IB Credit team and depending on the circumstances, ensure to obtain approval by voting rights for that case. Regardless of the consensus that were made related to the internal decision making of the proposed amendment, with the obligation and as defined under the facility agreement, to reflect the sole decision made by the majority lenders. Responsible for a management of all transactions including Utilization, drawdown, principal and interest payment within the value date required in line with facility agreement terms. Manage and perform the scheduled drawdown based on the facility agreement and as per the obligated positive covenant, to action and respond within a reasonable timeframe. The quarterly review of the existing assets, and monitoring of the overall loan portfolio can deliver actionable insights to help mitigate risks and uncover previously untapped opportunities in the portfolio. Taking ownership and accountability when analyzing the broader data set that is updated with greater frequency than the annual financial statements. Credit risk research and classification of asset/loan quality is to maintain on a regular basis in line with delinquent management. As part of the assessed credit risk and classification of asset quality, the in depth analysis needs to undergo with market research, industry analysis and any other factors that would provide knowledge of the customers particularly associated within real estate, data infrastructure and sustainability. As when required, enhanced monitoring of a selective asset is to be considered depending on the market situation and the impact of high interest rates that can become challenging and lead to a decline in the demand which can put downward pressure on values. Liaise with the HQ risk team during pre-approval stage. Handle application of loans and ensuring the execution in the system. Update and manage the security information including but not limited to collateral and guarantor details for syndication loans. Build relationships with intermediaries and third parties (agent bank). Attend regular lender calls, share key points with the wider group and escalate the moderate issues on time.

Requirement:

Applicants must have the legal right to work in the UK.*

Minimum 1 year of relevant experience required

Bachelor's degree in business, finance or other related area. Fluency in English required; Korean language skills preferred. Analytical skills to monitor and evaluate and control various transactions Strong self/time-management skills Ability to multitask, operate with urgency and prioritise work accordingly Proficiency in Microsoft Office applications Excellent organisational skills and attention to detail Strong communication and interpersonal skills for client interactions Strong collaborative mindset with the ability to work effectively in a team and contribute to a positive work environment Quantitative / numerical skills Ability to maintain composure under pressure while demonstrating a strong sense of accountability and managing multiple tasks Strong collaborative mindset with the ability to work effectively in a team and contribute to a positive work environment High level of integrity, professionalism, and commitment to ethical standards in workplace

Preferred Qualifications

Relevant certifications (CFA, ACCA or investment banking related qualification) Previous experience of Internship or banking or finance sector Proficiency in Microsoft Office applications
This position offers an opportunity to work in a dynamic environment where your contributions are valued.

Job Type: Full-time

Work Location: In person