Job Description

Join us as a Credit Portfolio Manager

This is an excellent opportunity to become an expert on credit related projects across the portfolios and businesses We'll look to you to develop, implement and maintain portfolio management activities across all stages of the credit life cycle for all products within the personal portfolio You'll have the chance to collaborate with and influence key stakeholders to see that that portfolio is effectively managed through a combination of strategies This job can be based in Isle of Man and Jersey but you'll need to clearly state on your CV that you have the right to live and work in these locations We're offering this role for a period of 6 months

What you'll do

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As a Credit Portfolio Manager, you'll be evaluating the current and future credit risk of the portfolio and delivering ongoing portfolio management activity by driving actions to limit our exposure to emerging risks. We'll look to you to control credit risk and recommend risk appetite for the business, within the respective governance, policy and control frameworks that have been established to help manage credit risk.


You'll also be:

Achieving project deliverables in line with milestones, within budget and on time, to a high standard by effectively managing employees and other resources Collaborating with risk appetite and policy teams to provide appropriate input into sector or asset class reviews and credit policies Developing and monitoring retail credit strategies and insight into the emerging threats to the credit profile of the credit portfolios of assets Helping to create and deliver added value through developing and maintaining strong relationships with internal and external stakeholders Assisting with the analytical requirements from the team, in particular the potential economic and market threats to the portfolio

The skills you'll need

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We're looking for someone with excellent analytical skills and a strong grounding in, and experience of, the application of concepts including risk adjusted returns, risk based pricing, portfolio management and stress testing. You'll have good people and project management skills with a track record in delivering multiple proposals and initiatives on time and within budget.


You'll also need:

Experience of credit scoring and statistical modelling or similar, and the ability to translate complex analytical concepts into a concise and simple proposal The ability to plan and organise your own workload and those of others The ability to effectively engage and influence a wide range of stakeholder groups Knowledge of the credit risk landscape and practices * Working knowledge of analytical tools and techniques