Job Description

###

General information

Ref #

9389

Location

Glasgow, Barclays Campus

Department

BAR - Credit Risk Financial Difficulties

Business Area

Banking Risk

Working time

Full-Time

Date Published

11-09-2025


###

Serving our customers, communities, and planet a little better every day.

Salary

- From 39k + annual bonus and benefits

Location

- Glasgow, 6 month Secondment /FTC

Office Attendance

- Our roles are hybrid, however you should be able to travel to our Glasgow office, 2 days per week for this position.

Closing Date

- Applications close Friday 19th at 5pm

A chance to thrive

We're looking for an

Credit Risk Analyst

to join our Financial Difficulties team within Credit Risk at Tesco Bank, part of Barclays Bank Plc.
You'll be responsible for producing regular MI and conducting ad hoc analysis to monitor trends and identify changes. Your insights will help uncover risks and opportunities to enhance the Collections strategy, using data to deliver analytically driven solutions that support customers in financial difficulty. The role involves using SAS and SQL to interrogate data, develop code, and perform analysis across the financial difficulties function, ensuring that Collections strategies are effective and delivering effective outcomes.



You'll be reporting into the Collections Strategy & MI Specialist working alongside a team of Analysts and Senior Analysts within Financial Difficulties.

What you'll be doing

Provide analytical insights focused on understanding the performance of collections strategies. This may involve development of pre-existing code to support a specific data request. Support the wider financial difficulties team with maintaining and enhancing the collections strategies to ensure good customer outcomes are being achieved. Managing risk through monitoring portfolio performance and ensuring key controls are executed where necessary to mitigate value stream risks from materialising. Prioritise own workload and ensure tasks are completed to the required standards of quality and timeliness; use performance management systems to improve personal performance.

We need you to have

Experience and proven ability using a programming language; SAS/SQL (Intermediate Level) and Excel (Intermediate). Ability to work with data management platforms with guidance from senior colleagues. This includes being responsible for developing and operating our data platforms to deliver prescribed outcomes. An analytical mindset to identify changes that may need to be made to ensure the organisation is in compliance with regulations. This includes gathering, monitoring and analysing risk data. Involves using established risk management models, systems and protocols and working under direction. Strong communication skills to help manage internal stakeholders by carrying out standard activities and providing support to others.

And if you have any of these, even better

Experience in using Banking systems such as TSYS, Aperio, Nautilus. Experience in a Collections and Recoveries environment, working with Credit Risk and operational functions.


We don't expect you to tick every box, and if you feel you hit most of the brief, it's worth exploring to further develop your career here with us.

What's in it for you

Prepare for your retirement with our colleague pension scheme. Private Medical Insurance (WL2+) and virtual GP Service 365 days a year. Performance related annual bonus. Indulge in a generous holiday allowance with a minimum of 7.2 weeks, with the opportunity to buy more. Embrace the benefits of our Colleague Clubcard (until March 2026). Enjoy a 10% discount that increase to 15% every payday (worth up to 2K). As an added perk, we'll give you a second card to share with someone else. Benefit from our family-oriented initiatives, encompassing enhanced maternity leave pay, a shared parental leave policy, and a generous paid paternity leave. A place to get on - take advantage of our ongoing learning opportunities and training, to help you achieve the job and career you want.

Everyone's welcome

We want all our colleagues to always feel welcome and be themselves at Tesco Bank, part of Barclays Bank UK Plc. We're committed to building a more inclusive workplace and celebrating everything that makes colleagues unique, and value the richness and diversity this brings to our business. A more diverse business helps us deliver on our purpose to serve our customers, communities, and planet a little better every day.



LI-LC1

###

How to apply

We value our people and diverse teams and believe the variety of backgrounds and experiences make us stronger to achieve our goals.


Our colleagues are working hybrid, taking time to meet with colleagues in our offices for moments that matter, such as team catch ups, planning meetings and more.


###

Why Tesco Bank?

Whether we're helping our customers or looking after our people, you'll find there's a warmth and friendliness to everything we do.


It means we put your wellbeing first and give you bags of support, training and development, so you can build the career that's right for you. It's about looking after each other with the same care that we give to our customers.


We've created an environment where everyone feels included, accepted and welcome. Which means you can bring your whole self to work every day and totally thrive at the same time.


Lovely.


Say hello to life in Tesco Bank.