Job Description

Branch/Department: Credit Risk
Location: Head Office - Sovereign Street (Leeds)
Contract Type: Permanent
Salary: Circa 70,000
Working Pattern: Hybrid working pattern. Flexible working arrangements considered.
Reference: 6167
Closing Date: 29 July 2025

How you'll help us live our purpose

We've been helping our members save for their future and buy a home of their own since 1875. By joining us, you'll play a big role in helping us to put home ownership within reach of more people, generation after generation.



It's a purpose that drives everything we do and one we're proud of. And you can play your part too - join us as our Credit Risk Policy Automation Manager, reporting into the Credit Risk Strategy Lead.

How you'll make a difference

You will develop innovative approaches to support the ongoing optimisation of risk, reward and operational efficiency using data and technology. You will lead the maintenance of the Lending Policy and supporting control framework.



Lead assurance activity related to the appropriateness and operational effectiveness of the Lending Policy. You will be the model owner for BTL and Residential affordability models. You will manage a small team, developing their skills and experience to support the creation of a high performing team of credit risk specialists.

What will you bring to the role?

A wealth of working experience in financial services credit risk management, ideally with experience within the Mortgage Market. Strong, proven analytical skills, including experience of SAS/SQL and/or Python. Proven experience of identifying, recommending and supporting implementation of credit decision strategy change. Experience of working across teams on multiple projects, providing Credit Risk expertise support and ensuring appropriate awareness of Credit Risk to other areas of the business. Detailed knowledge of mortgage products, lending policy, and mortgage credit risk controls. Experience of building Mortgage Affordability Models. Experience of presenting change recommendations to Senior Management and Committees for approval. Excellent communication and stakeholder management skills, both written and verbal. A degree, ideally in a numerate discipline (e.g., Maths, Statistics). Strong experience of Microsoft Excel, Word and PowerPoint capabilities and usage.

And in return, you'll get the best from us:

An annual colleague bonus of up to 12% Matched pension contributions of up to 10% 26 days holiday, plus bank holidays and holiday purchase scheme of up to 5 days each year Colleague Mortgage and Saver products Electric vehicle scheme/ Cycle to Work scheme 2 days' volunteering per year

We'll give you a place to belong with the support to learn, develop and shape a meaningful career.

Why choose Leeds Building Society?

Our business is centred around our people. Our colleagues are at the heart of everything we do and we're extremely proud of our Inclusive Employers Gold accreditation in 2023. We're committed to equal opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability or gender identity.



You'll be joining a truly purpose-focused culture which helped us win the Leading with Purpose award at the 2023 Business Culture Awards. This recognises the progress we're making to embed our purpose with our colleagues, and the actions we've taken to put home ownership within reach of more people, generation after generation.

Why wait? Apply now

We'd love to hear from you. But don't wait around - we may close the advert early and we'd hate for you to miss out.



Leeds Building Society is devoted to creating a culture and workplace that is representative of the communities we serve. If you'd like to work with us but are unsure if you meet the full criteria for a role, please contact the recruiter as we'd like to find out more about the skills and experience that you could bring to the Society. We're committed to supporting you to be at your best and if you'd like to discuss any reasonable adjustments, please reach out to us on careers@leedsbuildingsociety.co.uk.



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