Credit Systems Manager

London, ENG, GB, United Kingdom

Job Description

Your Career, Your Danske Bank........You're Danske Bank



Your role:



Credit Systems Manager



Why you'll want to work with us:



At Danske Bank, we're driven by a clear purpose:

to help customers, colleagues, and society thrive

. We believe that what we do genuinely makes a positive difference and that our culture and ways of working create a unique place to grow your career. This includes investing in our people's personal growth and wellbeing to ensure everyone feels that they belong and are set up for success.


You don't have to just take our word for it - we are very proud of our external recognition which includes being rated by Best Companies as a 3-star World Class Organisation to work for, as a Top 10 Best Company to Work for in the UK and as #1 in the UK Financial Services sector and #1 in Northern Ireland!


We value diversity in its broadest sense which we know makes us stronger as a business and invites all colleagues to bring their whole selves to work. Our Diversity and Inclusion Strategy is central to our purpose and shows up in how we work every day.


Driving sustainability is a key strategic priority for us. We'd proud to have achieved the highest level in the Northern Ireland Environmental Benchmarking Survey by Business in the Community (BITC) for the seventh consecutive year.


We're passionate about giving back to the communities in which we live and work. There are lots of ways you can get involved, such as fundraising for our charity partner (Include Youth), visiting schools to teach young people about money and budgeting, volunteering with a local food bank, planting trees, and so much more.


So, if you share our values and enthusiasm and all of what we stand for resonates with you, then you will find a home at Danske Bank.



Your benefits:



There's much more to working at Danske Bank than just a salary and for this role we are offering a competitive salary.


We want to be a workplace in which our colleagues can succeed and feel empowered through all stages of their career and life. We also offer an attractive range of flexible benefits centred on wellness, financial, psychological, physical and social. Everyone's circumstances are different, and our benefits can be tailored to your needs. For example, if you want to buy more holidays or need to avail of medical treatment, then we have a range of benefits for you. And if you want to make your money, go further, our Danske Discounts offering is just for you. With non-stop discounts, this is the perfect perk for all colleagues. If the gym is of interest to you can avail of savings on gym membership and where eligible, we offer a salary sacrifice car benefit.



What would a typical day look like for you?



As a Credit Systems Manager you will play a key role in ensuring the efficiency, accuracy, and compliance of our credit decision systems. You will collaborate with teams across credit risk, IT, and business units to design, develop, and optimise system functionality in alignment with organisational goals, credit risk policies and appetite, and regulatory standards.



We are seeking a credit systems manager who thrives on solving complex challenges. You will analyse credit operations, identify areas for improvement, and design tailored technical solutions to optimise workflows and improve outcomes. In this role, you will also assist in creating and enhancing credit decisioning platforms to ensure efficient, accurate, and compliant lending operations that align with the organisation's strategy and risk appetite.



You will work closely with credit risk, IT, and business teams to understand business needs and regulatory standards, translating them into robust system configurations and enhancements. Monitoring system performance, troubleshooting issues, and proactively implementing optimisations will be key to supporting high-quality credit workflows and user experiences.


Providing technical expertise and training to end-users and stakeholders will be an essential part of the role, helping to maximise understanding of credit system capabilities and best practices. You will analyse business requirements and translate them into technical solutions that align with credit risk policies and regulatory standards, while also developing, implementing, and overseeing credit decision systems and related processes to ensure lending operations remain efficient, compliant, and data driven.


Strong controls and audit trails are integral to the role, ensuring data quality and compliance with all legal, regulatory, and policy requirements. You will also adapt system logic and configurations to support the introduction of new credit products and policy changes, ensuring a seamless integration into operations.


Your responsibilities will include preparing clear documentation for system changes, processes, and best practices, ensuring transparency and knowledge sharing across the organisation. Additionally, you will stay updated on industry trends and regulatory changes to proactively recommend system enhancements and improvements.



Your skills:



Your areas of knowledge and expertise that matter most for this role:


Experience managing and implementing system changes, including requirements gathering, risk assessments, and post-implementation reviews. Strong analytical mindset for troubleshooting system issues, optimising workflows, and identifying opportunities for process improvement. Ability to communicate technical concepts to non-technical stakeholders, prepare clear documentation, and deliver training or workshops on system functionality and best practices. Experience with decisioning platforms such as Experian PowerCurve. Advanced skills in SQL, SAS, Python, or similar programming languages.

How we work



Our belief is that we are "

Better when Together " and want to balance the benefits of teaming up in person with flexible working where possible. We will be supportive and flexible to your circumstances, so for roles that offer a hybrid option we ask colleagues to attend their base location a minimum of 3 days a week so they can connect, collaborate and learn together. The other 2 days can be worked either from home or another bank location. Some of our roles are customer facing which means that it's important to be able to work with customers face to face and hybrid working isn't appropriate.


If this sounds good to you, we'd love to hear from you. Apply by uploading your CV ensuring you have included enough detail to clearly demonstrate how you meet our criteria.


Good luck!


If you have a disability, long term health condition or additional need that requires accommodation or adjustments during any stage of the recruitment process, please advise us of this on your CV & a member of the team will be in touch to discuss!


Each one of us is different, and at Danske Bank we value and respect individual differences. Danske Bank is proud to be an equal opportunity workplace. That means that, as a committed equal opportunities employer, we welcome applications from all suitably qualified candidates regardless of (but not limited to); gender, ethnicity, background, nationality, generation, age, working style, religious background, sexual orientation, gender identity, gender expression and cognitive diversity.

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Job Detail

  • Job Id
    JD4434819
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Full Time
  • Job Location
    London, ENG, GB, United Kingdom
  • Education
    Not mentioned