Job Description

End Date
Wednesday 21 May 2025
Salary Range
90,440 - 106,400
We support flexible working - click here for more information on flexible working options
Flexible Working Options
Hybrid Working, Job Share
Summary
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JOB TITLE: Digital Assets SME / Product Owner
SALARY: 90,440 - 106,400
LOCATION(S): London
HOURS: Full-time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at our London office.

About this opportunity
This is an outstanding opportunity to join our Digital Finance lab within the Payment Services Platform, reporting directly to the Product Owner.
Our mission is to deliver safe, secure, and efficient Digital Finance solutions across all business divisions of Lloyds Banking Group (LBG). We drive innovation to ensure our customers can engage with their money, assets, data and other resources quickly and securely. As part of Group Payments, we serve the entire LBG organisation, contributing to our outstanding reputation in the finance and insurance sector.
The Digital Finance lab operates from Edinburgh, London, and Hyderabad, supported by multiple feature teams that focus on Digital Assets, tokenised deposits, stablecoins, programmable payments and Digital Identity.
You will be a key link between the lab and our customers collaborating with relationship managers in client meetings to develop products in line with customer demands and promote Digital Finance lab solutions.
What you'll doConceptualise and understand the potential of Digital Assets, tokenisation, API, and Distributed Ledger technologies to help LBG grow and support customers in these markets. Collaborate with our external and internal customers, Fintech, Innovation, and Proposition teams to feed the design of useful customer propositions. Demonstrate the propositions developed by Digital Finance lab to customers in partnership with our relationship managers. Influence through trust, empowerment, and building momentum in delivery.

Why Lloyds Banking Group
We're on an exciting journey to transform our Group and the way we're shaping finance for good. We're focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. Including you!

What you'll needExtensive experience in product development and delivery through large cross-functional teams, deploying strategic technology solutions, and engaging with global partners and suppliers. Ability to develop a route to market with the Digital Finance lab propositions. Proven experience collaborating with clients and other partners to deliver solutions to market. The ability to sell new insights and concepts to aid adoption internally across the Group, and externally across the industry through excellent communication and influencing skills. Experience in developing strategies and implementing plans to support clients deliver their goals. Extensive knowledge of Distributed Ledger Technology, Digital Assets and sophisticated banking products across all divisions of LBG.

About working for us
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We're committed to creating a consciously inclusive workplace where our colleagues can be themselves, thrive and perform at their best.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
As an inclusive employer, we offer Workplace Adjustments for colleagues with a disability (which may include long-term health and neurodivergent conditions) where it is reasonable to do so. This could include flexibility with regards to office attendance, location, and working pattern.
We're proud to be a Disability Confident Leader. If you have a disability, you can also apply via our Disability Confident Scheme (DCS). Through the DCS, we guarantee to interview a fair and proportionate number of applicants with a disability, whose application meets the minimum criteria for the advertised job role.
We also provide adjustments that are reasonable throughout the recruitment process to reduce or remove barriers for applicants with a disability, long-term health condition or neurodivergent condition. If you'd like an adjustment to the recruitment process just let us know.

We also offer a wide-ranging benefits package, which includes:A generous pension contribution of up to 15% An annual performance-related bonus Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 30 days' holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.