Job Description

We are seeking a commercially driven and experienced Director of Residential Real Estate Lending to lead the origination, structuring, and execution of residential property loans across the UK, with a focus on deal sizes between 1 million and 30 million. This role is ideal for a candidate with strong market relationships, deep credit expertise, and a hands-on approach to deal-making in the mid-market space.Key Responsibilities:
Origination & Market Coverage

• Source and originate residential development, bridging, and investment loans across the UK.
• Maintain and grow a network of brokers, developers, family offices, and other introducers.
• Identify underserved market segments and develop tailored lending solutions.

Credit & Structuring

• Lead credit analysis, financial modelling, and risk assessment for new transactions.
• Structure bespoke lending solutions, including senior, mezzanine, and stretch senior facilities.
• Prepare and present detailed investment papers to the credit committee.

Execution & Portfolio Management

• Manage the full transaction lifecycle from term sheet to drawdown.
• Oversee third-party due diligence (valuations, legal, QS, etc.).
• Monitor ongoing loan performance and proactively manage risks and borrower relationships.

Strategic Input

• Contribute to the fund's lending strategy and deployment targets.
• Provide market intelligence and competitor insights to inform pricing and risk appetite.
• Support the development of new lending products and underwriting frameworks.

Smaller Mid-Market Residential Lending - Deal Size 1m-30m UKWell regarded UK investment manager. London or UK wide home-based
Candidate Profile:
Experience:

• 8-12+ years in real estate lending, structured finance, or credit investing.
• Demonstrable track record of originating and executing residential loans in the 1m-30m range.
• Strong understanding of UK planning, development, and residential investment markets.

Skills & Attributes:

• Entrepreneurial mindset with a strong origination network.
• Excellent credit judgment and structuring capabilities.
• Confident communicator with strong negotiation and presentation skills.
• Comfortable working in a lean, fast-paced, and dynamic environment.

Qualifications:

• Degree in Finance, Real Estate, Economics, or a related field.
• CFA, ACA, MRICS, or similar qualifications are advantageous but not essential.

This is a permanent opportunity within a respected organisation in the financial services industry. Operating as part of a medium-sized team in London, the company is known for its commitment to excellence in banking and financial services.
What We Offer:

• Competitive base salary and performance-linked bonus.
• Opportunity to shape a growing lending platform with institutional capital.
• Flat structure with direct access to senior leadership and investment committee.
• Collaborative and entrepreneurial team culture.

Skills Required