Job Description

Nium is the leading global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere.
Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey. In July 2025, we delivered the largest month in our 10-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $50B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet.
It is an incredible time to join us, and we are only just getting started.
Our payout network spans 190+ countries and 100 currencies, with 100 corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and run a card issuance business live in 34 countries. Backed by regulatory licenses in more than 40 markets, we make it simple for our partners to onboard, integrate, and scale globally. This scale and innovation have earned us recognition as one of CNBC's World's Top Fintech Companies 2025, winner of Best Cross-Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence's Top 100 Cross-Border Payments Companies list.
In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth. With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high-growth company.
About the role
We are hiring a Treasury Director to lead NIUM's cash management and safeguarding operations globally. This is a critical senior hire with full ownership of safeguarding responsibilities across our regulated entities. The successful candidate will be based in London or Amsterdam and will be accountable for ensuring regulatory compliance, effective liquidity oversight, and execution of NIUM's treasury framework.
This role will work cross-functionally with Finance, Compliance, Legal, and Product teams and serve as a key point of contact for regulatory and audit engagements related to safeguarding.
Responsibilities
Safeguarding (Primary Accountability)

• Serve as the accountable safeguarding owner across all NIUM entities where applicable.
• Maintain and continuously update the safeguarding policy and procedures in compliance with FCA, EEA, MAS, and other relevant regulations as NIUM's entities and licences grow.
• Oversee daily safeguarding reconciliations, asset segregation, and safeguarding fund optimisation.
• Ensure readiness for audits, inspections, and regulatory reporting on safeguarded funds.
• Work with Legal/Compliance to assess and implement permissible safeguarding investment options.
• Work with Product and Engineering teams to deliver technical capabilities and reduce operational risk.

Cash Management

• Oversee daily cash positions across multiple currencies and corridors.
• Implement and manage short-term liquidity forecasts and funding needs for operational and safeguarded flows.
• Support pre-funding frameworks, including risk-based allocation models across customers and corridors.
• Optimise NIUM's own-fund usage and liquidity buffers while maintaining regulatory compliance.

Treasury Operations & Governance

• Maintain robust treasury policies, SOPs, and internal control frameworks
• Lead operational excellence in banking infrastructure, payment rail access, and account setup
• Actively manage bank relationships and monitor key treasury SLAs
• Collaborate on system upgrades and treasury automation opportunities

Reporting & Risk Monitoring

• Deliver timely and accurate reports on cash positions, safeguarding levels, liquidity coverage, and reconciliation status.
• Support Board/Committee updates on safeguarding health and risk metrics.
• Work with Finance to support statutory audit requests and treasury-related disclosures.

Requirements

• 10 years in a treasury, finance, or risk role, preferably within a regulated EMI, fintech, bank, or payments company.
• Hands-on experience with safeguarding frameworks under FCA, MAS, or EU rules.
• Strong working knowledge of multi-currency operations, liquidity planning, and banking operations.
• Exposure to audits, regulatory reviews, or interaction with financial supervisors is a plus.
• Strong financial acumen with advanced Excel and treasury tool proficiency.
• Clear communicator with ability to influence across functions.
• Highly organised with strong documentation, reconciliation, and controls mindset.
• Able to operate independently with full ownership and accountability.

What we offer at Nium
We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.
We Care for Our Employees: The wellness of Nium'ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office).
We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.
We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.
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