Job Description

Job Title: Financial Accountant
Working Pattern: Monday to Friday, 09.00 - 17.00, 36.25 hours per week
Salary: 40,000 - 47,000 and up to 20% bonus and benefits
Location: Hybrid work from Blackpool HQ (FY4 2FB)
At Tandem, we're not just a bank; we're a movement for positive change. If you're an ambitious and dedicated Financial Accountant, ready to make an impact, we've got a space with your name on it!
We are Tandem - Where impact meets innovation
Tandem is the UK's greener digital bank on a bold quest to revolutionise the way we save, borrow, spend, and share - all while nurturing our planet, our people and our customers. As one of Europe's fastest growing digital banks, our values of being Brave, Enterprising, Simple, and Together (BEST) ensure our 500-strong team collaborate to drive a brighter, greener future.
Your team: Collaborators in change
Tandem is proud to offer a workplace with diverse experiences, perspectives, and backgrounds which leads to a unique company culture for our people and a better experience for our customers.
You'll be joining a passionate and supportive Finance team who work closely with colleagues across Treasury, Regulatory Reporting, Business, and Data. We're a collaborative group that values curiosity, continuous improvement, and knowledge-sharing.
Your Impact: Building a greener tomorrow
As a Financial Accountant at Tandem your focus will be on:

• Play a key part in the month end close process, including reviewing the overall financial results of the Group and understanding drivers of changes in financial performance
• Assist with annual financial statement preparation across the Group, including ownership of the financial statements of various subsidiaries
• Ownership of month end accounting and reconciliation for various banking products and Treasury instruments
• Support the implementation and development of financial reporting controls
• Review current processes for opportunities for automation/improvement and drive the implementation of these
• Preparation of quarterly VAT return and management of the Group's ongoing VAT compliance
• Liaise with teams such as Treasury, Regulatory Reporting, Technology and Data to answer queries and improve our financial reporting
• Coach junior team members on accounting best practice and review monthly reconciliations/postings
• Contribute to considerations on technical accounting matters, including analysis of financial information and researching accounting standards
• Liaise with external auditors
• Assist on ad hoc analysis and deep dives as needed by the Financial Controller and Finance Manager

We'd love to hear from you if you have:

• Be educated to degree level with a strong academic background
• Be ACA/ACCA qualified or equivalent
• Have excellent written and verbal communication skills
• Be an independent thinker and exhibit a proactive approach to problem solving
• Have experience with UK and international accounting standards
• Have strong Excel skills
• Show a high attention to detail

It would be great, but not essential if you have:

• Experience working with consolidation of multi-entity group structures
• Familiarity with financial reporting systems (e.g., Workday, NetSuite, or similar)
• Exposure to process automation tools (e.g., Alteryx, Power BI, Python, or SQL)
• An interest in sustainability and how finance can drive positive environmental and social outcomes
• Have experience of working in a regulated financial services environment or experience working with financial services clients within a Big Four audit firm

Rewards that reflect your value, what's in it for you?
At Tandem, your hard work is rewarded in many ways, and we have an enhanced employee benefits package on offer from your very first day with us:

• 25 days annual leave plus 8 days Bank Holiday
• An additional day off for a 'celebration day' including, but not limited to, birthdays, weddings, religious holidays, graduations etc
• Buy or sell up to 5 days holiday a year
• Healthcare cash plan through Westfield Health
• Electric Vehicle salary sacrifice scheme
• Cycle to Work salary sacrifice scheme and a free helmet
• Salary sacrifice Pension contribution*, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility)
• Smart Tech scheme (buy goods with 0% interest)
• 10% discount on solar panels
• Tandem Hub for treats, cash back and discounts on UK retailers
• 2 days per year paid volunteering
• Free cereal, snacks and drinks in all offices
• Quarterly team social budgets

Our Green Deal: Your Impact Amplified
A little welcome gift from us to you, we'll plant a tree in the Tandem Grove and you can enter into our "Green Deal" below:

• Volunteer 2 days a year for charity

receive an early Friday finish * Raise 200 per annum for charity
Tandem provide PR and marketing support * Have renewable energy at home
receive an additional 1 day annual leave * Drive an electric car
receive 500 towards a home charger
Ready to make your mark?
Apply now and let's pave the way to a greener world, together. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.
Sourcing Model
Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page.
Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.
Please be aware that background checking (including credit, criminal records and CIFAS Internal Fraud Database Checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.

Skills Required