Job Description

Job ID: 36410


Location: London, GB


Area of interest: Audit, Accounting & Finance


Job type: Regular Employee


Work style: Office Working


Opening date: 6 Aug 2025

Job Summary

This role has front line responsibility for liquidity and funding across Europe and Americas, & SC Solo. This will involve overseeing compliance with all prudential regulatory and internal liquidity metrics across the Cluster, whilst also navigating these metrics such that the balance sheet and overall supply and demand of liquidity is optimised. The role will be responsible for developing a robust Cluster funding plan, in partnership with the businesses, and overseeing its delivery through the year.

Key Responsibilities

Strategy

Set-up appropriate frameworks between Treasury and the business to help ensure continued compliance with all regulatory and internal liquidity metrics, with supporting forecasting and analytics capability. Lead tactical and strategic balance sheet optimisation initiatives pertaining to liquidity and funding. Formulate and deliver a robust Cluster funding plan that optimises liquidity resources whilst enabling business strategy. As a primary balance sheet management tool, oversee all aspects of FTP across the cluster and proactively work to ensure it is allocating appropriate costs at point of sale, whilst driving desired and on-strategy balance sheet outcomes.

Business

Establish optimal business level liquidity and funding limits / guardrails which balances Treasury's first line risk ownership responsibilities with support for and delivery of the firm's commercial strategy. Establish appropriate balance sheet information to aid the business in optimal decision making. Facilitate the execution of bank-wide and/or cross-functional liquidity and funding related business initiatives. Advise the business on liquidity and funding topics and appropriate positioning to aid the firm's client franchise. Lead working groups as appointed by ALCO to address strategic issues that impact the balance sheet. Work with CPM to deliver an optimal FTP framework and oversee the related intersection with C&O sizing and allocation methodology.

Processes

Continually simplify local processes and drive report centralisation to achieve efficiency gains. Own liquidity methodology and modelling implementation across the Cluster. Strengthen controls around all processes pertaining to liquidity, funding, and FTP across the Cluster, and provide practical feedback with regards the Operational Risk Framework with a view to continually strengthen control robustness and minimise operational risks. Oversee all liquidity and funding inputs into the Target Setting, Corporate Planning and Business Review processes. Coordinate between the business & functions to ensure committee actions are executed.

People & Talent

As a senior member of the Cluster Treasury team, execute on the people agenda to ensure appropriate succession planning and strong staff engagement. Promote the development of our talent by fostering a strong learning culture.

Risk Management

Serve as the subject matter expert on liquidity and funding across the Cluster and effectively challenge business proposals with a clear steer on risk control and oversight. Engage proactively and collaboratively with Audit and the Regulator in a transparent manner by providing timely and complete information upon request, and communicating clearly practices in place to address any Audit issues. Adhere to Group and Business Policies, Procedures, Standards and Codes, including those governing all Risk types, Compliance, Technology and Operations, Finance and Reputation.

Governance

Ensure that Treasury's Global Liquidity, Funding and FTP Policies and Standards are consistently applied and embedded in business practices. Understand and comply with, all applicable laws and regulations, including those governing anti-money laundering, terrorist financing and sanctions, the Group's policies and procedures and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate, and resolve risk and compliance matters. Assess the effectiveness of arrangements to deliver proper governance, oversight and controls of liquidity and funding matters addressed across Cluster ALCOs and, if necessary, oversee changes in these areas.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group's Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

All stakeholders under Cluster ALCO members & invitees (including CEO, CFO, CRO and CPM). The wider Cluster Treasury and Treasury Markets teams. Treasury Risk. Group Capital, Liquidity and RRP teams. External stakeholders including the PRA, BOE and FRB.

Skills and Experience

Capital Management Liquidity Management IRRBB Management Financial Products and Markets Governance, Regulation and Risk Management Effective communication Influencing through expertise Financial Analysis Finance and Accounting

Qualifications

Sound understanding of balance sheet management, oversight, and control frameworks. Analytical inquisitive nature and sharp business acumen, the ability to assess risk and appropriate levels of return and thereby optimise business performance. Excellent communication skills, written and verbal, given the need to deliver consistent and compelling messages to internal and external stakeholders. Excellent interpersonal, influencing and stakeholder management skills. Strong people management & development skills. Academic degree from a well-recognised institution. Knowledge of the Basel regulatory environment and requirements.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:

Do the right thing

and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

Never settle,

continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

Are better together,

we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,

we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance,

with flexible and voluntary benefits available in some locations.

Time-off

including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.

Flexible working

options based around home and office locations, with flexible working patterns.

Proactive wellbeing support

through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

A continuous learning culture

to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.

Being part of an inclusive and values driven organisation,

one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
www.sc.com/careers