Job Description

Working hours:

35 hours per week, Monday to Friday

Duration:

Permanent

Location:

South London / Hybrid

About the role

Access Insurance

, who are proudly part of

Benefact Group

, are looking for a

Insurance Underwriter

to join our

Selsdon

office.
We are seeking a motivated Scheme Underwriter to join our team. In this role, you will be responsible for underwriting insurance risks within delegated authority schemes, specifically focusing on the third sector (charities, non-profits, and voluntary organisations). You will assess, analyse, and price risks, ensuring the profitability and sustainability of the schemes while providing excellent service to our brokers and clients
Why join us?
Join a collaborative and inclusive culture that's committed to making a difference and building a more sustainable future. Ranked amongst the UK's top 50 Best Large Companies to Work For in 2024, we offer fantastic career and development opportunities within a rapidly growing, innovative Group--where all profits go to charity and good causes.

What you'll be doing

Underwriting & Risk Assessment

: Evaluate new business and renewal risks, assessing a range of third sector risks (e.g. public liability, trustee indemnity, property damage, etc.) to set terms and premiums within internal authority, referring complex cases as needed

Scheme Management

: Oversee delegated authority schemes, monitor performance metrics (e.g. loss ratios), ensure compliance, and conduct regular audits.

Broker & Relationship Management

: Maintain strong broker relationships through support and training, act as underwriting contact/ technical query referral, and collaborate with internal teams to ensure smooth operations.

Product Development

: Support the creation and refinement of our insurance products based on market trends, client needs, and legislative changes.

What you'll need to haveExperience in commercial insurance
Interpersonal skills
Time management skills
Written and verbal communication skills
Organisational and scheduling skills
Knowledge of policy and procedure processes
Computer skills
Decision making and problem-solving skills
Questioning and listening skills
Analytical and adaptable

What makes you stand out

Preferably Cert CII or desire to complete in a short period of time
Experience of Underwriting within Delegated Authority Schemes
Dip CII or ACII
History of voluntary work with the third sector
What we offerA competitive salary - let's discuss it
23 days annual leave plus bank holidays
A pension scheme
A financial support scheme to obtain professional CII qualifications (Cert CII, Dip CII, ACII)
Regular training, personal development and structured CPD sessions
Various "happiness" perk schemes
An internal mentoring and support structure
Regular social events and the opportunity to participate in fundraising and volunteering. 6 Charity days per annum
A genuine desire to see our staff succeed, grow and progress within the company
Hear from the hiring manager"This is a fantastic opportunity to join a small but growing department, develop great insurance skills and service a client base that is striving to do good in the community."
About us

Access Insurance

are Chartered Insurance Brokers and specialist advisers to charities, churches and community groups. Our mission is to help all types of charities and not-for-profits manage their risks by giving specialist advice and designing bespoke insurance policies. We are a business built on social enterprise principles and values. Our culture embodies generosity in serving and giving to charitable causes. One of our key motivations for growth is to positively impact the sector through philanthropy.

Benefact Group

is a unique international financial services Group made up of over 30 businesses. We are owned by a charity and have been the 3rd largest UK corporate donor over a decade*, having given away 250 million since 2014. We have ambitious plans to become the UK's number one corporate donor, with strategic objectives in place to double the Group's size.
We believe it's essential to attract, empower, grow and reward talented people, offering fantastic opportunities for career and personal development. Our giving ethos, 135-year history and the diversity of what we do, has enabled us to build a culture of kindness, great ambition, and of passionate people driven to do better and be better.
At Benefact Group, we are committed to creating an inclusive culture and building an environment where each and every one of us feels valued and respected. We are a community made up of people with a range of different backgrounds, abilities, perspectives, beliefs and interests and we value the strength this brings to us as a Group. We welcome applications from everyone.

If you need any additional support during the recruitment process, then please let us know. Directory of Social Change's UK Guides to Company Giving 2017-26*