Job Description

As an Internal Ratings Analyst within the Portfolio Management team, you will manage internal credit ratings across leveraged finance, NAV and securitisation portfolios. You'll deliver high?quality financial analysis, stakeholder engagement and process improvements.
As an Internal Ratings Analyst at AVP level, you will be responsible for proactively executing and reviewing the internal rating process for approximately 50 European leveraged finance borrowers, as well as NAV Finance and JVCo programme credit monitoring.
Key responsibilities include:

• Analysing audited and management financial statements, due diligence materials and borrower information to prepare accurate internal rating submission
• Inputting financial data into the GBR system and completing periodic and ad?hoc credit monitoring.
• Performing detailed financial and risk analysis to determine rating outcomes and identify key drivers and trends
• Collaborating closely with Origination, Portfolio teams and Credit Department to ensure timely rating submissions and approvals
• Supporting continuous improvements to the ratings process to enhance efficiency and accuracy
• Delivering training sessions and supporting colleagues on rating methodology across the department.

Shape credit ratings across a major European leveraged finance portfolioGain exposure to senior stakeholders across Credit, Risk and Origination.
The ideal candidate will demonstrate:

• Strong knowledge of credit monitoring, internal ratings methodologies and the bank's GBR system.
• Understanding of European leveraged finance markets, NAV financing and securitisation frameworks.
• Excellent ability to analyse and interpret audited/unaudited financial statements, forward?looking data and due diligence materials.
• High proficiency in Excel, including managing multiple models and pro?forma adjustments
• Strong written and verbal communication skills with the ability to present complex credit assessments clearly.
• A collaborative work style, exceptional attention to detail and accuracy.
• German or French language skills are advantageous but not essential.

Join a leading international financial institution with a multi?billion?dollar European portfolio spanning leveraged finance, NAV financing and securitisation structures. The successful candidate will join a Portfolio Management team responsible for credit monitoring and ratings across more than 180 borrowers and programme structures.

• Opportunity to work in a leading financial services organisation in London.
• Professional development and career progression opportunities within the banking sector.
• Broad learning, development and career progression opportunities.

Please apply below if you are interested in discussing this opportunity further.

Skills Required