Job Description

End Date Thursday 08 January 2026
Salary Range 65,385 - 72,650
Flexible Working Options Hybrid Working, Job Share
Summary Job Title: Invoice Finance Auditor - Risk Division
Location: Midlands Region
Salary Ranges: 65,385 - 72,650
Type: Full Time
WORKING PATTERN: Our work style is hybrid with regular travel to office and sites
We're seeking an experienced Asset-Based Lending (ABL) Auditor to join our Field Risk Team - the most client-facing team within our Risk Division!
This is a unique opportunity to combine analytical expertise with real-world business insight, helping safeguard the integrity of our lending portfolio while building strong relationships with businesses across the UK.
When we provide funding through ABL, we rely on the strength of our clients' assets - such as invoices and stock - that form the collateral for our facilities. Your role ensures these assets are valid, collectable, and accurately represented. This responsibility sits at the very heart of our business, influencing decisions that keep both us and our clients secure.

About the Opportunity
In this role, you'll carry out on-site audits for both existing and prospective clients, review financial data, and identify potential risks that could impact our funding decisions. Your insights will directly influence key business outcomes, making this a position where your expertise truly matters.
You'll work with a broad range of clients--from SMEs to Large Corporates--while collaborating closely with Business Partners to deliver high-quality reporting and recommendations.
This is a varied and challenging role that combines analytical rigor with client engagement. You'll also lead and support complex audits, with regular travel and occasional overnight stays expected. Additionally, you'll play a meaningful role in developing and mentoring auditors within the team.
Key Responsibilities
Visit client premises to conduct detailed audits and confirm compliance with facility terms (or proposals).
Review financial data to identify risks and provide clear, actionable recommendations.
Produce high-quality reports that inform senior decision-makers.
Engage with business partners to communicate findings and influence outcomes.
Lead complex audits and support the development of junior auditors.
Spend around 40% of your time on-site, with occasional overnight stays.
What We're Looking For
Strong understanding of all ABL products and auditing methodologies, including experience in conducting stock audits.
Experience working with Mid-Corporate and Corporate Institutional Banking clients, with an understanding of their financial drivers.
Excellent analytical and organisational skills, with proficiency in Microsoft Excel.
Ability to synthesise information from multiple sources and present clear, evidence-based conclusions.
Exceptional written and verbal communication skills, with confidence to challenge and influence senior stakeholders.
A full UK driving licence and flexibility to travel extensively across the UK.
Why Join Us?
We're committed to creating an inclusive workplace that reflects modern society and celebrates diversity in all its forms. We welcome applications from under-represented groups and are proud to be a disability-confident employer. If you require reasonable adjustments during the recruitment process, please let us know.
We also offer a comprehensive benefits package, including:

• Up to 15% pension contribution
• Annual performance-related bonus
• Share schemes, including free shares
• 30 days' holiday plus bank holidays
• Flexible benefits tailored to your lifestyle
• Wellbeing initiatives and generous parental leave policies

If you're ready to make an impact and help shape the future of risk management, we'd love to hear from you. Apply today!
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Skills Required