Job Description

MyFirst Insurance is a dynamic and innovative provider specialising in young driver insurance. Recognised as one of

The Sunday Times 100 Fastest Growing Companies in the UK

, we are committed to delivering competitive premiums while promoting safer driving habits through advanced technology. Our mission is to empower young drivers with the tools and incentives needed to develop responsible driving skills, making the roads safer for everyone.

We are seeking a

Junior Motor Underwriter

to help support the underwriting and product development team, managing the motor portfolio, and enhancing product performance. The role involves assisting with underwriting decisions, analysing data trends, and contributing to the design and improvement of motor insurance products and pricing strategies.

This is an office based role at our HQ in Chertsey, must drive to access our farm based office.

Key Responsibilities

Day to Day Underwriting Support

Review risk information such as driver history, vehicle data, and claims experience to determine appropriate premiums and terms. Ensure underwriting decisions align with company guidelines and risk appetite. Maintain accurate records of underwriting decisions and documentation within internal systems.

Product Development & Portfolio Analysis

Assist in monitoring the performance of motor products, including footprint, loss ratios and pricing Contribute to product reviews and updates to ensure competitiveness and compliance. Work with the underwriters to refine footprint, pricing models and underwriting criteria. Conduct competitor and market research to identify emerging trends and opportunities. Support the testing and implementation of new policy wordings, rating tools, and system changes. Provide feedback from underwriting and customer interactions to inform product enhancements. Assist in developing and maintaining underwriting guidelines and training materials. Participate in process improvement initiatives and contribute ideas to enhance operational efficiency.

Key Experience required:

0-2 years' experience in underwriting, insurance, or analytical roles (motor insurance or wider personal lines experience only). Basic knowledge of insurance regulation and FCA requirements preferred. Working towards or waning to pursue professional qualifications (e.g. CII, DipCII) desirable. Good understanding of motor insurance principles, rating factors, and risk assessment. Attention to detail with excellent organisational skills. Comfortable working with data and using Excel or BI tools for analysis. Proactive, curious, and eager to learn about product design and pricing.

Why You'll Love Working with Us:

Career Growth:

Loads of opportunities to move up the ladder and develop your skills.

Fun Work Environment:

Work with an energetic team in a modern farm style office with a great vibe.

Awesome Perks:

Access to a company gym, team socials, and exciting incentives
Job Types: Full-time, Permanent

Pay: 30,000.00-50,000.00 per year

Benefits:

Company events Discounted or free food Free parking On-site gym On-site parking
Ability to commute/relocate:

Chertsey KT16 0AD: reliably commute or plan to relocate before starting work (required)
Experience:

motor insurance: 1 year (preferred)
Work Location: In person