Job Description

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Internal Use only - Grade D
About us
We are The Very Group, and we're here to help families get more out of life. We know our customers work hard for their families and have a lot to balance in their busy lives. That's why we combine amazing brands and products with flexible payment options on Very.co.uk to help them say yes to the things they love.
We're just as passionate about helping our people get more out of life too-building careers with real growth, a sense of purpose, belonging, and wellbeing.
About Financial Services
Our Financial Services team helps customers say yes to the things they love by offering flexible and responsible ways to pay. From credit products to insurance and account management, we make sure every financial interaction is simple, transparent, and customer-focused. It's a dynamic environment where data-driven decisions and regulatory compliance go hand in hand with innovation-delivering fair outcomes and great experiences for millions of customers
About the role
We're looking for a Lead Product & Proposition Manager - Personal Loans to launch a brand-new lending product for The Very Group. This is a unique opportunity to shape the future of unsecured lending for millions of customers.
You'll define the vision, set the strategy, and lead cross-functional squads to bring our Personal Loans proposition to market-creating experiences that are seamless, transparent, and responsible. You'll turn insights into action, balancing commercial performance with exceptional customer outcomes.
What you will be doing
Product Strategy & Roadmap

• Own the end-to-end Personal Loans proposition for the UK market.
• Translate customer needs, market trends, and financial objectives into a clear multi-year roadmap.

Commercial & Financial Performance

• Set pricing and promotional structures to hit ambitious growth and profitability targets.
• Work with Finance and Credit Risk to model unit economics and optimise margin.

Risk & Compliance

• Partner with Credit Risk and Legal to ensure compliance with UK lending regulations.
• Monitor customer outcomes and risk metrics to protect customers and the business.

Customer & Market Insights

• Use research and data to shape features, messaging, and experiences that resonate.
• Benchmark competitors and identify opportunities to differentiate.

Cross-Functional Leadership

• Lead squads across UX, Engineering, Data, Delivery, and Credit Risk.
• Drive agile delivery, prioritise backlogs, and embed a culture of performance and learning

About you

• Strong academic background (2:1 or above in a numerate discipline).
• Deep knowledge of unsecured lending or experience launching fintech products.
• Commercial acumen with a track record of profitable product development.
• Expertise in risk management and UK lending regulations.
• Exceptional communication and influencing skills-you'll shape decisions at the highest level.
• 5+ years in product management, innovation consulting, or financial services strategy.

Some of our Benefits

• Flexible, hybrid working model
• Inclusive culture and environment, check out

• 6500 flexible benefits allowance to suit your needs
• 30 days holiday + bank holidays
• Udemy learning access
• Bonus potential (performance and business-related)
• Up to 25% discount on Very.co.uk

• Matched pension up to 6%
• More benefits can be found

How to apply
Please note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you will be required to undertake a credit, CIFAS, Right to Work checks and if a specific requirement of your role a DBS (criminal records) check. Should your application progress we require you to let the team know if there is anything you need to disclose in relation to any of these checks prior to them being undertaken, including any unspent criminal convictions.
What happens next?
Our talent acquisition team will be in touch if you're successful so keep an eye on your emails! We'll arrange a short call to learn more about you, as well as answer any questions you have. If it feels like we're a good match, we'll share your CV with the hiring manager to review. Our interview process is tailored to each role and can be in-person or held remotely.
You can expect a two-stage interview process for this position:
1st stage - An informal 30-minute video call with the hiring team to discuss your skills and relevant experience. This is a great opportunity to find out more about the role and to ask any questions you may have.
2nd Stage - A one-hour formal interview where you can expect both competency and technical questions (task based) This can be held either in-person or remotely.
As an inclusive employer please do let us know if you require any reasonable adjustments.
If you'd like to know more about our interviews, you can find out .
Equal opportunities
We're an equal opportunity employer and value diversity at our company. We do not discriminate based on race, religion, colour, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

Skills Required