Job Description

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London Hybrid
Legal Counsel (Consumer Credit / Fintech)
Work with a global financial leader on high-impact consumer credit & retail finance matters. Hybrid London role, top-tier in-house team, immediate start.
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Interim Consumer Credit / Retail Finance / Fintech Lawyer
Location: London (Hybrid - 2 days in office)
Start Date: September 2025
Contract: Until end of December 2025
The Opportunity
Accuflex is seeking an experienced Consumer Credit / Retail Finance Lawyer to provide interim support to a global financial services provider in its UK Products Team.
This is an exciting opportunity for a lawyer with strong regulatory and transactional experience to join a high-profile in-house legal team, supporting a wide range of credit card and retail finance matters.
The Role
The successful candidate will support the UK Products Team on legal and regulatory issues relating to consumer credit, retail finance, and third-party supplier relationships. Work will include:

• Advising on issues arising from customer credit card operations and third-party supplier arrangements
• Providing legal input on transactional and services agreements within the retail finance context
• Advising on regulatory matters, including the Consumer Credit Act 1974 and broader payments regulatory regimes (UK and international)
• Supporting the business in managing regulatory risk while enabling commercial outcomes

Candidate Profile
We are seeking a lawyer with:

• At least 4 years PQE with recent experience in consumer credit and/or retail finance law
• A strong background in advising on regulatory frameworks, particularly credit cards or other running-account credit facilities
• Solid experience with both transactional matters and regulatory advisory work
• In-house financial services or top-tier private practice experience desirable
• The ability to start in September 2025 and commit through to December 2025

Working Pattern
Full-time, 5 days per week
Hybrid model: 2 days per week in the client's London office, with the remainder remote
Why Join?
This assignment offers the opportunity to work with a globally recognised brand, gaining exposure to a variety of high-quality consumer credit and retail finance matters in a collaborative in-house legal environment.
Apply Now
If you are an experienced consumer credit or retail finance lawyer with availability from September, we would be keen to hear from you. Please submit your CV and we will be in touch regarding next steps.
Locations Remote status Hybrid
Colleagues
London
Workplace & Culture
We pride ourselves on our collaborative culture, which prioritises training and development and encourages networking.
Accutrainee was founded on the principles of innovation, our high-level goal to partner with legal professionals throughout their legal career offering them more opportunity, more flexibility and more support.
Our ultimate aim is to be recognised as the legal services company of choice for legal professionals and develop a supportive, friendly culture where quality is embedded in everything we do.
About Accutrainee
Accutrainee is an innovative legal services and technology company where quality matters. We partner with legal professionals throughout their career, offering training and development, job opportunities and mentoring. We offer opportunities for paralegals, trainees and qualified lawyers on a contract and permanent basis at a wide range of organisations including city law firms, niche practice firms, FTSE 100 companies, banks, fintechs and start-ups.
Founded in 2012
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London Hybrid
Legal Counsel (Consumer Credit / Fintech)
Work with a global financial leader on high-impact consumer credit & retail finance matters. Hybrid London role, top-tier in-house team, immediate start.
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Skills Required