Job Description

Mandarin speaking Job-Credit Analyst-Banking -London-M

• \xc2\xa3Competitive Depending on experience
• Permanent
• Central London
• Ref: 22185

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Your New Job Title: Mandarin speaking Credit Analyst \xe2\x80\x93 Banking

The Skills You\'ll Need: Fluent in both Mandarin and English, Solid credit analyst experience within UK corporate banking

Start date: ASAP

Working Style: 4 days in the office, 1 day at home

Reporting To: Head of Corporate Banking & Head of Credit Analysis

Who You\'ll Be Working for:

Our client is a well-established and fast expanding bank.

To be successful in this role our client has said it is essential that candidates:

• are fluent in both Mandarin and English
• have solid credit analyst experience within UK corporate banking
• have technical credit analysis skills (financial statements analysis, sector research, financial modelling)
• have knowledge of banking products from a credit risk perspective

If that means this job isn\xe2\x80\x99t a match for you please view our other vacancies for one that may be a better fit.

What You\'ll be Doing Each Day:

• To act as the key credit partner to support the Corporate Banking and Financial Institutions Department achieve departmental objectives through the provision of comprehensive credit application and business focused administrative support.
• The primary role of the Credit Analyst team is to produce and present high-quality analysis and recommendations on a portfolio of corporate clients (including both annual reviews and new transaction requests). Analysis for new requests/new clients that above London Branch\xe2\x80\x99s approval authority require both English (for Local Credit Committee) and Chinese (For Head Office Credit Committee) analysis.
• The key goal of the Credit Analyst team is to ensure that the bank is able to develop client relationships whilst managing credit risk and meeting regulatory requirements. They do this by working closely with the Relationship Managers and the Risk function of the bank.
• To assist in relationship support work including the preparation of credit applications and credit ratings for Corporate Banking Dept.
• To assist, monitor and review facilities and loans after drawdown including the maintenance of efficient diary procedures to monitor covenant checks, timely reviews, waivers, Compliance and legal issues.
• To monitor the credit portfolio on a continuing basis for changes in credit quality due to counterparty specific and general market related issues; recommending suitable actions.
• To assist in establishing and maintaining credit risk management controls, systems and procedures that meet the requirements of the Bank, the regulators and external auditors.
• To monitor adherence to approved credit limits and to ensure that Head of Corporate Banking are informed of all material excesses on the same working day as identified.

The Skills You\'ll Need to Succeed:

• Excellent written and verbal communication skills in Mandarin and English.
• Applicants should have solid experience in producing and presenting credit analysis in a Commercial, Corporate or Investment Banking environment. Ideally the applicant will be experienced in analysing companies from a range of different sectors.
• Educated to degree standard. Formal credit or accounting qualifications would be advantageous.
• Ideally exposure to large corporate clients.
• Generalist corporate sector experience is required but no specialism needed.
• Core Competencies
• Strong technical credit analysis skills (including financial statements analysis, sector research, and financial modelling skills).
• Knowledge of banking products from a credit risk perspective, including: Plain vanilla commercial and corporate banking products (overdrafts, syndicated lending, term loans, cash management, guarantees and LC).

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We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.

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