We have been awarded the "Most Loved Workplace"! At Metro Bank, people come first - our culture is all about bringing out the best in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a diverse and inclusive workplace and to find the very best person for the job, we always look across a wide range of diverse communities.
What you will do:
As a new Mortgage Customer Assistance Specialist at Metro Bank, you will use your arrears experience to provide our mortgage customers in arrears and financial difficulty with forbearance solutions and support tailored to their individual circumstances and needs
Support Metro Bank customers with complex problems as a face of the bank for some of our most vulnerable customers in financial difficulty
Engage with our customers through a variety of channels including inbound and outbound calls, email and letter
Communicate empathetically and build trust with customers in financial difficulty and arrears, encouraging customers to let us know how we can help them
Gather information about customer circumstances and offering forbearance suited to their individual needs, supporting them by tailoring information and signposting them to the best sources of help
Ensure accurate and relevant records are maintained of customer interactions keeping key systems up to date
Liaise with internal and external stakeholders including colleagues in other teams across the bank, solicitors and agents
Work as part of a team, supporting you team colleagues and leaders
And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.
What you will need:
Proven experience in a customer facing financial service arrears role, likely within a regulated mortgages environment
Experience in a customer facing role within a financial services environment, with the ability to deliver amazing customer service
Understanding of the regulatory environment that applies to mortgage arrears, including MCOB, DISP, GDPR and Consumer Duty
Ability to manage, organise and prioritise tasks and workloads, maintaining strong attention to detail
Strong listening, probing, negotiation and influencing skills, with the ability to tailor and adapt your approach and explain complex concepts in a way that is easy for customers to understand
Excellent verbal and written communication skills
CeMAP qualified or equivalent would be an advantage, but is not essential
To understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders
Our promise to you...
We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!
We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!)
We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible - this team will be base from our Leicester office (in office 3 days per week, but full time during initial training)
Important Footnote
Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that 'normal' office hours aren't always doable, and while we can't accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren't sure if you are 100% there yet... why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!
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