Job Description

Closing date

11/07/2025

An exciting opportunity has arisen for a Mortgages Underwriter to join the team at Admiral Money.


This role comes at a fantastic time for an established yet growing part of the business. Our staff put the customer first, and we encourage your suggestions on how we can continue to exceed their expectations while providing a market leading service.


About Admiral Money


Admiral Money is an exciting, new division of Admiral Group. We have the freedom and innovation of a small start up with the security of a large parent company, Admiral.


The journey started when we launched unsecured personal loans in June 2017. We went on to be the first direct to consumer car finance provider in December 2017. Since then, we have gone from strength to strength and have some exciting plans for the future.


We're looking for people who are keen to learn, excited about getting stuck in and are ready for a challenge to help us to achieve our aim of creating a special lending business for our customers.


What you will be doing


Ensuring SLAs are met and where possible, exceeded for our intermediaries and customers Demonstrating an understanding of our Credit Policies, lending rules and appetite Bringing strong knowledge of the Second Charges Market and Specialist Lending Market As a mandate holder, interpreting the spirit of the FCA rulebook and demonstrating the desired outcomes Ensuring all information for customers and creditors is accurate, supporting good outcomes for AFSL and the consumer Communicating with external and internal customers to the highest standard Ensuring loans are underwritten within mandate and are of the highest quality

About you


Preferably CEMAP qualified Previous experience in a regulated (preferably specialist) lending environment Able to work effectively towards targets and deadlines Strong analytical skills and confidence in making informed decisions Attention to detail is essential for ensuring accuracy Excellent communication skills, both verbal and written Thrives both independently and collaboratively in a team environment

Please note: This is a hybrid role based in our Cardiff office a minimum of two days a week, with working hours between Monday - Friday 8am - 6pm.


Admiral: Where You Can


We take pride in being a diverse and inclusive business. It's a place where you can Be You, and show up as you are. We're committed to fostering a people-first culture where everyone is accepted, supported, and empowered to be brilliant. You can, Grow And Progress at a pace and direction that suits you, Make A Difference for our customers and each other, and Share in Our Future with all colleagues eligible for up to 3,600 of free shares each year after one year of service.


Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to an additional five days of annual leave.


We're proud of our people-first culture. In fact, we've been recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! We're fully committed to making sure your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics.


Our fantastic benefits make sure our colleagues have a great work-life balance; You can view some of our other key benefits here.


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