Job Description

Working hours: This role is available on a part-time, job-share or full-time basis.
Location: Birmingham
Closing date for applications: 1st October 2025
The opportunity:
We are seeking an experienced Motor Underwriter to join our underwriting team in Birmingham. The ideal candidate will have a strong background in motor insurance, a keen eye for detail, and a passion for providing exceptional service. As a Motor Underwriter, you will be responsible for assessing risk, determining policy terms, and ensuring that our motor insurance products are both competitive and profitable.
Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren't available full-time. Please talk to us at interview about the flexibility you may need.
Key responsibilities:

• Assess and evaluate motor insurance applications to determine risk levels.
• Develop and implement underwriting guidelines and policies.
• Calculate premiums and establish terms and conditions for motor insurance policies.
• Review and analyse claims data to ensure compliance with underwriting guidelines.
• Collaborate with brokers, agents, and other stakeholders to provide tailored insurance solutions.
• Monitor market trends and adjust underwriting strategies to maintain competitiveness.
• Provide technical support and guidance to junior underwriters and other team members.
• Maintain accurate records and ensure compliance with regulatory requirements.

Your skills and experience:

• Previous experience in motor underwriting.
• Strong knowledge of motor insurance products, risk assessment, and underwriting principles.
• Excellent analytical and problem-solving skills.
• Proficient in using underwriting software and tools.
• Strong communication and interpersonal skills.
• Ability to work independently and as part of a team.
• Ability to make decisions using data and judgment.

What will you get in return?
Everyone's different. That's why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non-contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday.
Follow the link for more information about our benefits -
As an inclusive employer we want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You'll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.
Who we are:
At Zurich we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. Together we're creating a brighter future for our customers, our people, and our planet.
With over 55,000 employees in more than 170 countries, you'll feel the support of being part of a strong and stable company who are a long-standing player in the insurance industry. We've made a promise to each other and every employee; to focus on sustainable impact, to care about each other's wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future.
If you're interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives, and contributions - then Zurich could be just the place for you. Be part of something great.
Our culture:
At Zurich, our sense of community is strong and we're particularly passionate about diversity and inclusion, which we've won numerous awards for. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, regardless of their background, beliefs, or culture. We want our employees to reflect the diversity of our customers, and so are committed to treating all of our applicants fairly and with respect, irrespective of their actual or assumed background, disability or any other protected characteristic.
We've an environment that places a real importance on our people's wellbeing from a physical, mental, social, and financial perspective. We work with our wellbeing partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We're also committed to continuous improvement, and we offer access to a comprehensive range of training and development opportunities.
We're passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm, Zurich Community Trust, is one of the longest-established corporate trusts in the UK. In that time, we've awarded grants and volunteered time to deserving causes in the UK valued at over 90 million.
So make a difference. Be challenged. Be inspired. Be supported, Love what you do. Work for us.
The financials

• 12% defined non-contributory pension scheme.
• Annual company bonus.
• Income Protection.
• Life cover - four times your salary.

Time away

• 25 days holiday a year plus bank holidays.
• You can also request to swap UK bank holidays for days off that have cultural or religious significance to you.
• The option to buy up to an additional 20 days or sell some of your holiday.
• Three days paid volunteering.
• Up to 16 weeks' full pay for maternity, paternity and adoption leave.

Your health is important to us

• Access to Private medical insurance.
• Virtual GP appointments.
• Discounted gym membership.
• Free flu jab.
• Access to a wealth of support from our wellbeing partners.

We're making a difference

• Creating a brighter, more sustainable future underpins all that we do here in Zurich. We were the first insurer to sign the 'UN Business Ambition for 1.5?C' pledge.
• Our charitable arm, Zurich Community Trust, has awarded grants and volunteered time to deserving causes in the UK valued at over 90 million.

Skills Required