Job Description

Our client, an international Bank is searching for a Relationship Manager for their office in the City of London. Further details are below:

Job Responsibilities

To originate property debt finance (but to let and development) transactions through own network.





Develop and execute strategies to grow the bank's property loan portfolio, including residential and commercial mortgages.





Identify and target potential clients, engaging with real estate brokers for property loan portfolio growth.





Develop and implement strategies to grow the bank's deposit base through retail and business channels.





Identify high potential markets and customer segments to attract new depositors.





Maintain a robust pipeline of potential clients and ensure effective follow-up to convert leads into loans or deposits.





To work with a bank's individual or corporate clients, providing them with a range of financial services and products, including deposits, loans.





To manage originate to sell property debt finance transactions for the bank through own net work





Develop relationship with institutions for onward funding of property transactions.





Originate opportunities in Portfolio acquisitions from funds/ institutions





Assist in managing real estate transactions originated by branches for terms closing with clients and credit approval and disbursement.





Set up a broker channel for origination of real estate debt finance deals.





To review and analyse property operating performance;





To appraise the asset management and business plans of target properties to be financed;





To evaluate property specific risk and must be proficient in excel modelling;





To assess the net income position and the implications on cash flow, value and exit position;





To build, interpret and manipulate financial models to evaluate the security of financing arrangements;





To be responsible for the valuation due diligence during the transaction execution process;





To write credit applications under tight deadlines and lead the credit process;





To address any queries or requests raised by the credit risk department, the credit committee, and the business line;





To prepare deal proposals and term sheets;





To provide commercial property investment and development market situations in UK.





To ensure KYC and compliance requirements of Real Estate Finance are adhered to





To assist with asset management of already invested Real Estate Finance





Facilities as required.





To assist the MD&CEO matters with ad hoc projects as they might arise within the context of the Real Estate Finance team





Any additional assignments from line manager / updates in the office order in relevance to the job role.

In relation to consumer duty regulation:

Ensure that Bank's business strategy is consistent to deliver good outcomes under the Consumer Duty.

Conduct Rule Regime

Conduct Rules

You must act with integrity

You must act with due care, skill, and diligence

You must be open and cooperative with the FCA, the PRA and other regulators

You must pay due regard to the interests of customers and treat them fairly

You must observe proper standards of market conduct

You must act to deliver good outcomes for retail customer.

Skill/Competencies Required for the Role

6+ years of Experience in Relationship Manager role in the Banking/ Financial Services. Good communication ,Team Working & Interpersonal skills High level Understanding the balance sheet. Excellent Oral & written communication skills. Strong Analytical skills and problem solving skills

Notes

The Bank reserves the right to alter, add or delete the content of the at any point of time without altering the general characteristics of the overall responsibility. Reasonable adjustment will be considered as required by the equality Act. The duties described in this job description must be carried out in a manner which promotes the equality of opportunity, dignity, and due respect to all employees as per Bank's policy.




For further information, please contact:

Enrico Castagnetti

, Wintermann Search & Selection Limited

Mobile

: +44 (0)7711 267500

Email

: enrico@wintermann.co.uk




Unfortunately, due to the high volume of applications, we are unable to respond to all candidates. If you are successful, a member of the team will contact you directly. If you do not hear from us, please assume that your application has been unsuccessful.