Job Description

Company Description
Standard Bank Offshore is the offshore arm of the Standard Bank Group, a leading Africa-focused financial services group, and an innovative player on the global stage. Our international Banking, Lending, Investment, Fiduciary and Wealth Management services offers a variety of career-enhancing opportunities \xe2\x80\x93 plus the chance to work alongside some of the sector\xe2\x80\x99s most talented, motivated professionals. Our clients range from individuals to businesses of all sizes, high net worth families and large multinational corporates and institutions. We\xe2\x80\x99re passionate about creating growth in Africa and SBO is perfectly positioned to support the growth of our organisation from our office in the Isle of Man, Jersey, London, Mauritius and South Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.


To provide efficient and relationship-based lending offering and solutions to high net worth clients, in collaboration with the Relationship Managers, and contribute to the service delivery of client centred, coordinated solutions to enable a positive client experience. To grow the debt book by identifying opportunities for additional or more efficient debt structuring for clients in order to contribute to the overall profitability of the business.

Qualifications
Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce

Experience
5-7 years - General banking experience with exposure to the entire retail and corporate banking value chain and 3 years of exposure to credit. Clear understanding of lending value proposition and delivery strategy as well as thorough knowledge of the code of banking practice.
Additional Information
Outputs

• Act as the first line of defence, ensuring quality control and risk management.
• Adjudicate contentious issues between the client, the credit division and the relationship manager to encourage solutions that both serve the interests of the client and those of the bank.
• Advise clients on the suite of lending products and recommend the most suitable product to meet their specific needs to contribute to a highquality service to Wealth clients.
• Conduct a thorough needs analysis to identify customer needs effectively when opening new accounts or giving product advice, in line with Financial Advisory and Intermediary Service Act (FAIS) licence categories.
• Encourage the credit division to turnaround applications promptly and in line with service levels agreement in order to contribute to an efficient and positive client experience.