Job Description

Excited to grow your career?

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.


The BBVA Group is a customer-centric global financial services group with EUR769.3 billion in total assets and over 125,000 employees. BBVA Group has a leading position in the Spanish market, is the largest financial institution in Mexico, and boasts leading franchises in South America and Turkey. It also has an important investment, transactional and capital markets banking business in US, EMEA & Asia. The institution rests on solid values: customer first, think big and one team. Its responsible banking model aspires to achieve a more inclusive and sustainable society.


BBVA Corporate & Investment Banking ("BBVA CIB") encompasses investment banking, market activities, loans and transactional services for international corporate clients and institutional investors. BBVA CIB clients can choose from a wide range of value-added products and financial solutions and access expert advisory services to achieve their business, transformation and sustainability objectives in line with their strategic plans. This robust global franchise services clients in 24 countries, with an extensive network of financial experts, investment-banking specialists and advisers in specific industries and sectors.





This is an opportunity for a qualified candidate to join a growing team.

About the job:

Responsibilities:

The Portfolio Monitoring ("PM") team is an integral part of Investment Banking & Finance within BBVA CIB. PM is responsible for working with front office teams to execute loan documentation and monitor the performance of the loan portfolio. Also, PM may provide agency services when BBVA acts as agent on syndicated deals.





PM is involved from the early stages of loan execution but once a loan transaction is booked, PM manages any event relative to the transaction, including among others covenant monitoring, amendments or waivers. The PM team also


monitors the loan book for information on a borrower in order to anticipate potential risks and keeps a fluid communication with both front office and risk teams.





For loans where BBVA acts as Agent, PM is integral in working with the borrower to distribute required covenant compliance documents and communicate with the club or banking syndicate. As a participant bank, PM acts as the key contact point with the administrative agent and manages the loan activity post-closing.





General responsibilities for the role include, but are not limited to, the following:


Work closely with risk and front office teams to successfully structure and close loan transactions. Proactively manage the loan portfolio, including covenant compliance reporting, amendments and waivers. Monitor borrowers for key events that could impact the credit quality of the portfolio. Interact with Collateral Agents, Account Agents, Internal / External Legal Counsel, Trustee, Advisors. Regularly report loan metrics and performance indicators.

List Major/Essential Job Duties:

Interact with internal and external parties to ensure successful maintenance of the EMEA & Asia loan book. Perform first line of defense on credit quality of the loan portfolio including covenant monitoring and early warning indicators. Identify vulnerabilities in the portfolio.

Level of Complexity and Risk Involved:

Moderate level of complexity. First line of defense.

Skills, knowledge, and abilities/competencies:

Degree in Economics, Accounting, Finance or related field +2 years knowledge on corporate loan products and loan documentation highly valuable. Excellent English written and verbal communication skills. Working knowledge of Spanish is beneficial but not required. Prone to work in a team environment and under tight deadlines. Strong analytical skills.

Skills:

Covenant Compliance, Covenant Monitoring, Credit, Key Performance Indicators (KPI), Metrics Development, Portfolio Monitoring