Job Description

Job Specification

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Location

Bath

Employment Type

Full time

Department

Platform

Appointment Type

Permanent

Hours

37.50

Ref No

10180

Job Information

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About Us:

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At Wealthtime, we take pride in our role as a multi-award-winning financial technology company, known for our outstanding 5-star service platform. Our journey is guided by our shared values and behaviours: 'Seek Opportunity', 'Nurture Each Other' and 'Simply Get Going.'



With new ownership since 2021 and significant investments of over 17 million, Wealthtime is on an exciting path of growth. Our team, consisting of approximately 300 dedicated individuals, is at the heart of our journey, and we welcome you to join us as we continue to make our mark in the industry.

About the Role

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As a Product Governance Analyst, you will play a key role in supporting the end-to-end governance of Wealthtime's products. This includes contributing to the product lifecycle from design to review, ensuring fair value, assessing risks, and supporting the delivery of Wealthtime's Consumer Duty obligations. You'll work across the business to help identify, monitor, and challenge where necessary to ensure our products remain appropriate and competitive.



We are particularly interested in candidates who bring a broad view of value and customer outcomes, and who are comfortable working with information and inputs from a variety of sources, both internal and external.

Key responsibilities:

Support the development and maintenance of the Product Governance framework in line with PROD and Consumer Duty requirements. Support fund and Discretionary Fund Manager governance through onboarding reviews, fair value assessments across the distribution chain, and distributor feedback analysis, ensuring alignment with target market considerations. Assist in the production and ongoing maintenance of the Product Governance Risk Register. Support the design and maintenance of tools and frameworks for evaluating product performance and customer outcomes. Ensure Fair Value is delivered across the distribution chain, acting where appropriate. Work collaboratively with teams across the business - including Compliance, Legal, Operations, and Proposition - on product and governance initiatives. Assisting in our requirements to regularly review our products to ensure they are delivering the expected outcomes. Support horizon scanning and regulatory change assessments to ensure our products remain compliant and fit for purpose. Assisting in our requirements to evidence we are delivering Fair Value to our clients.

About You

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Specialist Skills, Qualifications and Experience:

Essential:

You have some experience in financial services, perhaps in a governance, operations, or product- related role, and you're looking to build on that in a collaborative team environment. You're curious and keen to understand how products work and how they deliver value for customers. You're comfortable working with data and documents, spotting patterns, and thinking about what they might mean. You're organised and reliable, able to manage your workload and keep good records of your work. You enjoy working with others and communicating clearly - whether that's in a meeting, over email, or in a written report. You have an understanding of FCA regulations like Consumer Duty. Proficiency in MS Excel and other MS Tools

Desirable:

A background in investments, platforms, or discretionary fund management (DFMs). Experience supporting the oversight or onboarding of third parties, e.g. distributors or investment partners. Familiarity with distribution related governance or due diligence processes. An awareness of how different parties contribute to the customer experience and product value.

If you don't have this experience but are eager to learn, we'd still love to hear from you.

Rewards & Benefits:

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Competitive Compensation:

We offer a competitive salary that reflects your skills and contributions.

Hybrid Working:

Enjoy the flexibility of a hybrid work model, balancing the comforts of home with the camaraderie of the office.

Yearly Discretionary Bonus:

Look forward to a yearly discretionary bonus as a token of appreciation for your dedication.

Generous Holiday Package:

You'll receive 34 days of holiday per calendar year, including bank holidays. Plus, we offer the option to purchase or sell up to 5 additional days per year, tailoring your time off to suit your needs.

Wellbeing at Heart:

We understand the importance of your well-being, which is why we offer a Wellbeing day, allowing you to take a break when you need it most, whether it's for your birthday, moving house, or simply pampering yourself.

Professional Growth:

We're committed to your professional development and will support and encourage your career advancement.

Comprehensive Health

: You and your family's health is a priority for us. We provide a Private Medical scheme that can be extended to full family coverage, an Income protection scheme, and a Life assurance scheme.

Financial Security

: Prepare for your future with our Group contributory pension scheme.

Travel with Ease:

We offer interest-free season ticket loans to help with travel costs.

Giving Back:

You can participate in our Wealthtime Foundation Day to support charitable activities.

Opportunities for Growth:

We actively promote internal progression, so your journey with us can take you from agent to team leader and beyond.

Recognition Matters

: Our excellent in the moment recognition scheme ensures your hard work is acknowledged and celebrated.



Wealthtime is an equal opportunities employer that places high value on a diverse and inclusive workplace. We recognise that people work in different ways, appreciate alternative viewpoints, celebrate individuality, and cultivate a culture where everyone can be their authentic selves at work. We are deeply committed to fostering a diverse workforce and welcome applications from individuals of all backgrounds, beliefs, cultures, gender identities, ethnicities, sexual orientations, abilities, and long-term health conditions.