Job Description

About The Role
Let's grow together!
A Platinum Investors in People employer and an award-winning UK bank, focused on growth. Our customers include savers and businesses across the UK and, working together, we use our specialist expertise to help them achieve their ambitions and build a sustainable future. If you're an experienced Relationship Director looking for an opportunity to grow in a friendly environment, we're looking for you!
We're flexible, inclusive, committed to your wellbeing and passionate about you reaching your potential. Let's grow together ...
Purpose of the role
To have a specialist knowledge of property development as well as relevant experience of assessing development finance applications and their associated risk profile, while also possessing the skills and experience required to engage with the market effectively to achieve performance targets. To manage direct reports, assisting them to deliver their objectives. To assist Development Finance in including input into product design and sales effectiveness.
Duties and responsibilities
Responsible for the management of all relationships within their allocated portfolio of accounts.
This includes responsibility for:

• Securing new business in line individual targets
• The negotiation of new facilities and amendments/increases to existing facilities
• The preparation of credit submissions
• The management of the relationships with existing customers within their portfolio
• The profitability of their portfolio
• Overview of reports on title, valuation and initial project monitor reports received from professionals acting for the Bank
• The preparation of internal reports as required by Development Finance
• Management of problem accounts to include, where necessary, the appointment of a Receiver or Administrator
• Responsibility for the monitoring and review of the loan portfolio to ensure no material cost over runs arise and that covenants and conditions are met
• Overview of project monitor reports/valuations of work in progress on drawn loans
• The leadership of direct reports to order to assist them in the delivery of their objectives

About You
Skills

• Demonstrate a full understanding of the impact of regulatory and legislative requirements on the company's lending strategies
• Consistently demonstrate a clear understanding of the factors that will, or have the potential to, impact how the company participates in the lending market place and the likely commercial impacts
• Clearly identify and articulate the risks and opportunities for the company and be able to investigate and recommend ways to mitigate these

Working hours
37.5 hours per week - whilst our standard hours are Monday to Friday, 8.30am to 5.00pm (one hour for lunch) we encourage flexible working and your preferred options will be considered.
Even if you don't meet all the criteria, we encourage you to apply. At Paragon, we value diversity and we're excited to hear from passionate individuals like you! If you're ready to contribute to the team, please apply.
Further information on the role can be found in the Purpose and Performance Profile (PPP), which is downloadable on this page.
Please note, applicants must have the right to work in the UK. We do not offer visa sponsorship.
Inclusion
As a Disability Confident Employer, we want to ensure that our vacancies are accessible for everyone. If you have a disability, long term health condition or are neurodiverse and need us to adjust our recruitment process please get in touch with our recruitment team.

Skills Required