Job Description

TransferGo is a growing fintech scale-up on a mission to make the world a fairer place for migrants. We strive to provide tailored, more affordable financial services that make people's hard-earned money go further. Now in our 13th year, with close to 400 employees in offices across Europe and the UK, we're crafting a brilliant, relevant product that makes a difference in people's lives and the well-being of their families.
We've come this far by building a talented, diverse workforce on a fair culture and our strong values. Having this strong team of employees, we can serve those who really need our product to make their lives better.
The risk function plays a crucial role in shaping and embedding a strong risk culture across the organization. To further strengthen this foundation and support our growth, we are looking for an ambitious and proactive Risk Manager to join our team and help drive risk excellence across all areas of the business.
Here's what you'll be doing as Risk Manager:

• Support the implementation of the Enterprise Risk Framework, including defining risk tolerance and appetite.
• Ensure third-party and critical service risk management complies with internal policies and regulations, including due diligence and 3rd party Risk assessments.
• Maintain the company's risk register.
• Develop, implement, and monitor risk mitigation plans and controls.
• Utilize data analysis and tools to identify and assess risks and their impact across the organization.
• Assist management in evaluating risks associated with current and future business activities (new products, relationships, operational expansions).
• Support the development and maintenance of a comprehensive Operational Resilience Risk framework aligned with regulations and business strategy.
• Aid in the identification and management of ICT risks, ensuring robust cyber defenses meet evolving threats and regulations.
• Contribute to the enhancement of enterprise risk frameworks such as incident, crisis, and disaster recovery, and wind-down planning.
• Take on additional responsibilities as delegated by the Senior Risk Manager.
• Engage and collaborate with stakeholders across various departments (IT, Operations, Legal, Compliance, Finance, Security) to champion Operational Risk & Resilience, drive standards, and facilitate remediation.
• Support external communications, reporting, and presentations to regulators.
• Promote and nurture a culture of risk and resilience awareness and accountability throughout the organization.

You'll report to our Senior Risk Manager.
Here's what we'd love from our new Risk Manager:

• Minimum 1 year of risk management experience in the financial sector.
• Solid grasp of digital product offerings and associated risks (compliance, fraud, settlement, operations, financial, etc.).
• Exposure to operational resilience or ICT risk management within Financial Services.
• Knowledge of the financial services industry, its specific risks, and relevant regulations (e.g., DORA, FCA Operational Resilience Guidelines).
• Proven ability to develop risk management strategies aligned with organizational goals.
• Understanding of ICT risk categories and mitigation approaches.
• Excellent verbal and written communication skills to explain complex risks to various stakeholders.
• Capacity to excel in a fast-paced and evolving environment.
• Demonstrated ability to establish ambitious yet achievable goals and drive the organization toward enhanced performance with tenacity and accountability.

What we beleive:
At TransferGo, we know that recognition is about more than just money, and we've fostered a culture of kudos to shine a light on the great work throughout the business, and the people making it all happen. We hold regular in person events to connect with each other and help all our TransferNauts to grow with a generous training allowance. We believe that empowering people makes for a happier and more effective workforce. This means we enable anyone who wants to pursue initiatives that deliver real value for our migrant customers.
What we offer:

• Be part of building a meaningful product in a growing fintech scale-up;
• A competitive rewards package;
• Generous holiday allowance (based on tenure);
• Competitive healthcare insurance / wellbeing package (based on your location);
• An annual training budget of xe2x82xac1,000 to spend on your growth;
• We truly embrace flexibility and take a hybrid approach to our working style. Most of our team members come into their local office 2 days a week.
• If you are near one of our offices, we are a pet-friendly company and we enjoy regular opportunities to connect in person (we truly value in person connection on a regular basis and celebrate in style).

At TransferGo, we are committed to the equal treatment of all current and prospective employees. We will not tolerate discrimination on the basis of age, disability, sex, sexual orientation, pregnancy and maternity, race or ethnicity, religion or belief, gender identity, marriage, civil partnership or any other protected category. We are proud of our diverse and inclusive culture and we strongly encourage suitably qualified applicants from a wide range of backgrounds to apply and join TransferGo. We look forward to meeting you!
Please note that all data collected will be handled in accordance with our candidates privacy policy ( ) and will only be used for the purpose of evaluating your candidacy. The data will be securely stored and deleted according to retention timeframe set in the candidates privacy policy. If you have any questions or concerns regarding this, please feel free to reach out by replying or via dpo@transfergo.com