Job Description

About Us

We're

Incard

, building the

Financial Operating System for digital entrepreneurs

.


Our vision is to make finance work the way your business does -- not the other way around. With Incard, you can

customize your financial stack

through

industry-specific features

,

AI-driven insights

, and an

App Store inside your bank

. Whether you run a D2C brand, a digital agency, or an online business, Incard adapts to your unique financial workflows.


We're rethinking financial infrastructure from the ground up: one that's

modular, intelligent, and built for compliance by design

.


From spend management and cashflow automation to integrated rewards and multi-currency accounts, everything works together seamlessly to help you save time, stay compliant, and scale globally.


Just as Apple redefined personal tech, we're redefining business finance:

flexible, powerful, and built around you.

Who We're Looking For

-------------------------


We're looking for

Senior Backend Engineers

to join our

App Store & Ecosystem

squad.


You'll work on one of Incard's most strategic bets: building a

developer ecosystem

around our platform. This includes designing and operating

two core API catalogs

-- one for

payments & money movement

, and one for

analytics, workflows, and automation

-- enabling partners, internal teams, and third-party developers to build on top of Incard.


This role is ideal for backend engineers who enjoy

platform thinking, API design, and enabling other teams to move faster

.

What You'll Do

------------------

Build the Incard Developer Platform

Design and evolve

public and internal APIs

powering Incard's App Store Contribute to two core API catalogs:

+

Payments APIs

(cards, transfers, balances, money movement)
+

Analytics & Workflow APIs

(events, insights, automation, actions)
Build foundations that enable third-party apps and internal teams

API Design & Backend Systems

Build scalable backend services using

TypeScript and Go

Design APIs that are consistent, secure, versioned, and developer-friendly Ensure strong contracts, clear semantics, and predictable behaviour Think deeply about permissions, scopes, rate limits, and extensibility

Execution & Delivery

Own backend features from design to production within your squad Break down complex platform initiatives into clear deliverables Collaborate closely with Product Owners, Frontend, Mobile, and Data teams Write clean, maintainable code with a strong focus on long-term evolution

Reliability, Security & Quality

Design systems that are resilient, observable, and safe by default Ensure APIs behave correctly under failure and scale Contribute to monitoring, logging, and alerting Participate in code reviews and maintain a high bar for quality

Ecosystem Thinking

Think like a platform user: internal developers, partners, and third parties Contribute to documentation, examples, and developer experience Help shape how external developers discover, adopt, and build on Incard

What We're Looking For

--------------------------

5+ years of backend engineering experience in production systems Strong experience with

TypeScript and/or Go

Proven experience building

APIs and backend platforms

Experience working on

scalable, distributed systems

Strong understanding of API design, versioning, and backward compatibility Product-minded engineer who understands developer experience Clear communicator who works well in cross-functional teams

Nice to Have

Experience working on an

App Store, marketplace, or developer ecosystem

Experience building fintech, payments, or analytics platforms Familiarity with event-driven architectures or workflow systems Experience designing SDKs, webhooks, or developer tooling

Mindset We Look For

-----------------------

Platform-first mindset -- you optimise for leverage and reuse Strong sense of ownership over systems you build Obsession with clarity, consistency, and long-term maintainability Pragmatic engineer -- strong opinions, loosely held Low ego, collaborative, and impact-driven Startup DNA -- bias to action, fast iteration, no bureaucracy

Why Join Us

---------------


We're not just building a product -- we're building a new way for digital businesses to operate financially.

Hybrid work -- join us in our London office at least 2 days a week Global mindset -- our team is part French, British, Italian, Asian, Polish, and Ukrainian. You get the idea. Career growth without limits -- deepen your craft, own critical systems, and grow your impact Modern, opinionated technical stack with room to influence decisions EUR500/month co-working support if you prefer your own setup Stock options -- we can't promise a fortune, but we're giving it our all 28+ vacation days per year, plus your birthday off Global health insurance and unlimited paid sick leave Work with top talent from anywhere, not just within a 1-hour commute * Support for reinvention -- people evolve, and careers should too