Job Description

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Senior Credit Officer, Data Centers, Specialized Finance Risk

Requisition Number: 45870
Job Location: London, GBR
Work Type: Hybrid Working
Employment Type: Permanent
Posting Start Date: 11/12/2025
Posting End Date: 03/02/2026
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Job Summary
We are seeking an experienced Senior Credit Officer to join our exciting global Specialised Finance Risk team at Standard Chartered Bank. The role will have a primary focus on data center exposures. The role will be based in New York or London. The successful candidate will be working with the Chief Credit Officer as well as other colleagues to drive the risk management of the bank's origination, underwriting, and portfolio.
The Specialised Finance Risk team focuses on clients in the following segments Leveraged and Acquisition Finance, Project and Export Finance, Structured Credit, Transportation, Commercial Real Estate and Underwriting.
Key Responsibilities

• Make final credit decisions and rating assessments using subject-matter expertise
• Risk manage a portfolio of unique counterparties and exposures with early-stage detection of credit deterioration, which includes stress testing.
• Work actively with the Bank's business teams to promote revenue growth whilst protecting Standard Chartered Bank against the downside risks through identification, investigation, mitigation and management of risks.

• The candidate will engage in early-stage deal screening and due diligence of new sponsors, borrowers and transactions, with the ability to analyse complex situations to find solutions. The candidate will further influence deal structuring for best-in-class underwriting standards.

• Present periodic portfolio and industry reviews with senior stakeholders and senior Risk partners.
• Design, maintain and effectively communicate risk control parameters to maintain the risk profile in line with the Group's risk appetite.

Skills and Experience

• Sectoral experiences in Commercial Real Estate and Project Finance.
• Ability to make credit risk decisions / recommendations with semi-complete information, but sufficient to form a sound, well-grounded credit view, in a compressed time schedule.
• Effective engagement with borrowers and sponsors.
• Experience in stakeholder management and ability to express and communicate a credit opinion (written and orally).
• Detailed understanding of creditor documentation.
• Strong ability to assess a diverse range of counterparties, asset classes, hedging products and credit scenarios.
• Proficiency in stress testing.

• Holistic risk assessment and evaluation.

Qualifications

• Industry: Significant expertise in project finance and leverage finance.
• Market Knowledge: Substantial experience at the highest level in the banking industry, including demonstrated success in similar role within the same product / business area.
• Risk Management and Control: Demonstrated track record in successful management and ability to manage risk in geographically dispersed and highly varied product base.
• Strong and agile understanding of credit risk, financial analysis and structuring, and their application in lending decisions for single counterparty credit risk appetite. This would be gained from an investment bank or a structured finance group of a major international organization.
• Regulatory Framework and Requirements: Awareness and understanding of regulatory framework in which the bank operates, and the regulatory requirements and expectations relevant to the role.
• Non-technical Skills: Significant relationship management experience - with external stakeholders at the most senior levels, including regulators.
• A desire to grow and learn.

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Information at a Glance
Standard Chartered 2025. All rights reserved.
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