Financial Operating System for digital entrepreneurs
.
Our vision is to make finance work the way your business does -- not the other way around. With Incard, you can
customize your financial stack
through
industry-specific features
,
AI-driven insights
, and an
App Store inside your bank
. Whether you run a D2C brand, a digital agency, or an online business, Incard adapts to your unique financial workflows.
We're rethinking financial infrastructure from the ground up: one that's
modular, intelligent, and built for compliance by design
.
From spend management and cashflow automation to integrated rewards and multi-currency accounts, everything works together seamlessly to help you save time, stay compliant, and scale globally.
Just as Apple redefined personal tech, we're redefining business finance:
flexible, powerful, and built around you.
Who We're Looking For
-------------------------
We're looking for a
Senior iOS Engineer
who cares deeply about quality, architecture, and performance and who enjoys building polished, scalable mobile products in a complex domain.
You'll work closely with iOS, Android, Backend, and Product teams to build and evolve Incard's iOS app, used daily by modern e-commerce businesses to manage spending, cards, and financial insights.
This role is ideal for someone who thrives in fast-paced environments, takes ownership beyond tickets, and brings strong product thinking alongside technical excellence.
What You'll Do
------------------
Build, scale, and maintain Incard's iOS application using Swift and SwiftUI
Design and evolve scalable iOS architecture beyond MVP, using modular, feature-based patterns
Collaborate closely with Product, Backend, iOS and Android teams to deliver high-quality features
Own performance optimisation, memory management, and stability across the app
Apply strong product thinking when implementing features -- not just engineering execution
Write and maintain unit tests, snapshot tests, and UI tests to ensure long-term quality
Participate actively in code reviews, refactoring efforts, and technical discussions
Help raise the bar for iOS engineering standards, best practices, and tooling
What We're Looking For
--------------------------
5+ years of experience building production iOS applications in fast-paced environments
Strong expertise in
SwiftUI
, including performance optimisation and memory management
Proven experience designing scalable iOS architectures using clean, modular approaches
Solid understanding of Swift Concurrency (async/await, Tasks) and Combine
Experience writing unit tests, snapshot tests, and UI tests
Product-minded engineer with strong attention to detail and edge cases
Comfortable using AI tools (e.g. Cursor, modern LLMs) to accelerate development responsibly
Strong communication skills, open to feedback and continuous improvement
Proactive problem-solver who takes ownership rather than waiting for direction
Our Technical Stack
-----------------------
Clean Architecture with feature-based modular structure (Swift Package Modules)
Repository & service patterns
Swift Concurrency (async/await, Task) & Combine
SwiftUI with NavigationStack
Swift Package Manager (SPM)
Swift Testing & Snapshot Testing (Point-Free)
Moya (Alamofire), CachedAsyncImage
Xcode Cloud (CI/CD), SwiftLint
100% Swift (Swift 6.0), Xcode 16.3, iOS 17+
Firebase (Messaging), Sentry, Google Sign-In, Google Places, Intercom
Interview Process
---------------------
30-minute introductory call with HR
1-hour soft skills & values interview with our Mobile Lead
1-hour technical interview
Final conversation with our CEO,
Theo Cesarini
Why Join Us
---------------
We're not just building a product -- we're building a new way for digital businesses to operate financially.
Hybrid work -- join us in our London office at least 2 days a week
Global mindset -- our team is part French, British, Italian, Asian, Polish, and Ukrainian. You get the idea.
Career growth without limits -- deepen your craft, own critical systems, and grow your impact
Modern, opinionated technical stack with room to influence decisions
EUR500/month co-working support if you prefer your own setup
Stock options -- we can't promise a fortune, but we're giving it our all
28+ vacation days per year, plus your birthday off
Global health insurance and unlimited paid sick leave
Work with top talent from anywhere, not just within a 1-hour commute
* Support for reinvention -- people evolve, and careers should too
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