Job Description

The opportunity - OTE 100k+

Clifton Private Finance is a progressive property and business finance advisory firm based in Cardiff seeking an experienced senior business finance specialist to join our team.

Working with a panel of 100 leading lenders, we help UK SMEs to get the right finance in place so they can trade, plan, and grow confidently. By utilising our online platform, we are able to match customers to the right lender and finance product in minutes, ensuring a first-class experience for every customer, regardless of their success.

The successful candidate will work closely with the Head of Finance, advising businesses requiring finance, including:

Asset finance Acquisition finance Invoice finance Commercial mortgages Unsecured business finance Working capital finance
You will be comfortable talking to and providing advice to business owners and senior management staff about their finance requirements.

You will have experience assessing business finance applications and will have previous experience within a bank/commercial/lending/underwriting environment.

The role will also require you to support and develop our junior advisers through regular structured training sessions.

What you should expect to earn:

Basic salary - 60,000

Year 1:

In the first 12 months, we would expect your net earnings to be between 80k and 100k.

Year 2:

At the end of the 2nd year, we would expect your net earnings to be between 100k and 150k.

Year 3:

By the end of year 3, we would expect your earnings to be between 200k and 300k+

Role overview

Focused on some of the most valuable new enquiries received into the business, you will be responsible for providing excellent business finance advice.

Reporting to the Head of Commercial Finance, you will be part of the development of a strong working broker team with excellent working standards and practice.

Role and Responsibilities

Give an excellent business finance advice experience to all clients Provision of business advice and guidance Undertake business finance needs assessments Supporting businesses with the application process to apply for finance Assessment of existing business finance facilities Relationship management of existing business finance clients Support the Head of Commercial Finance in networking events, business development, and meeting lender business development managers Provide training support to junior business finance advisers Provide input into continual process and service improvement Keep business records updated on the Company CRM To undertake such other tasks as considered appropriate by the Head of Commercial Finance

Key Skills Required

Excellent communication skills, particularly on the telephone, and good ability to build rapport and long-term relationships with clients Understanding the finance needs of businesses (of different sizes and sectors) and stakeholders Have an understanding of business accounts Be able to assess business finance applications Previous experience in a commercial/lending/underwriting environment The ability to work as part of a small team, but also self-motivated to work alone The ability to work to deadlines, with good time management and efficient work patterns Ability to work on own initiative Creativity - the ability to generate solutions for new business Ability to establish and build relationships with external parties, other business partners and key influencers Excellent client service standards First-class planning and organisational skills Strong time management skills Excellent product knowledge and quick to learn about new products and services

Qualifications & Experience

Required

- minimum of 5 years of experience in a business finance capacity Previous self-employed experience an advantage A proven and successful record in a business/commercial finance operation Used to working effectively under pressure and to financial targets Experience in offering and delivering excellent client service standards

Personal qualities

Natural rapport builder Ability to work well under pressure Dedicated, focused Team player Able to think independently and creatively Drive and enthusiasm Accuracy and an eye for detail Self-starter with a lot of initiative, an enthusiastic can-do attitude and the flexibility and desire to grow in a fast-paced, supportive company

Package

Title:

Commercial Finance Broker

Job type:

Full-time, permanent

Location:

Office based role - Cardiff

Hours:

9.00 am to 5.30 pm, Monday to Friday

Holiday:

22 days (plus statutory), increasing to 25 days after 3 full years' service

Basic salary:

60,000

OTE:

Year 1 80k to 100k, Year2 100k to 150k, Year 3 200k to 300k+

Company pension scheme:

in line with auto-enrolment
Job Type: Full-time

Pay: From 60,000.00 per year

Additional pay:

Commission pay
Benefits:

Canteen Company events Company pension On-site gym On-site parking Shuttle service provided
Schedule:

Monday to Friday
Ability to commute/relocate:

Cardiff, CF24 5EA: reliably commute or plan to relocate before starting work (required)
Application question(s):

Can you interpret statutory company accounts? Do you have experience advising SMEs on unsecured and secured finance?
Experience:

business finance advice: 5 years (required)
Work authorisation:

United Kingdom (required)
Work Location: In person

Reference ID: Senior (Manager) Commercial Finance - Cardiff