Clifton Private Finance is a progressive property and business finance advisory firm based in Cardiff seeking an experienced senior business finance specialist to join our team.
Working with a panel of 100 leading lenders, we help UK SMEs to get the right finance in place so they can trade, plan, and grow confidently. By utilising our online platform, we are able to match customers to the right lender and finance product in minutes, ensuring a first-class experience for every customer, regardless of their success.
The successful candidate will work closely with the Head of Finance, advising businesses requiring finance, including:
Asset finance
Acquisition finance
Invoice finance
Commercial mortgages
Unsecured business finance
Working capital finance
You will be comfortable talking to and providing advice to business owners and senior management staff about their finance requirements.
You will have experience assessing business finance applications and will have previous experience within a bank/commercial/lending/underwriting environment.
The role will also require you to support and develop our junior advisers through regular structured training sessions.
What you should expect to earn:
Basic salary - 60,000
Year 1:
In the first 12 months, we would expect your net earnings to be between 80k and 100k.
Year 2:
At the end of the 2nd year, we would expect your net earnings to be between 100k and 150k.
Year 3:
By the end of year 3, we would expect your earnings to be between 200k and 300k+
Role overview
Focused on some of the most valuable new enquiries received into the business, you will be responsible for providing excellent business finance advice.
Reporting to the Head of Commercial Finance, you will be part of the development of a strong working broker team with excellent working standards and practice.
Role and Responsibilities
Give an excellent business finance advice experience to all clients
Provision of business advice and guidance
Undertake business finance needs assessments
Supporting businesses with the application process to apply for finance
Assessment of existing business finance facilities
Relationship management of existing business finance clients
Support the Head of Commercial Finance in networking events, business development, and meeting lender business development managers
Provide training support to junior business finance advisers
Provide input into continual process and service improvement
Keep business records updated on the Company CRM
To undertake such other tasks as considered appropriate by the Head of Commercial Finance
Key Skills Required
Excellent communication skills, particularly on the telephone, and good ability to build rapport and long-term relationships with clients
Understanding the finance needs of businesses (of different sizes and sectors) and stakeholders
Have an understanding of business accounts
Be able to assess business finance applications
Previous experience in a commercial/lending/underwriting environment
The ability to work as part of a small team, but also self-motivated to work alone
The ability to work to deadlines, with good time management and efficient work patterns
Ability to work on own initiative
Creativity - the ability to generate solutions for new business
Ability to establish and build relationships with external parties, other business partners and key influencers
Excellent client service standards
First-class planning and organisational skills
Strong time management skills
Excellent product knowledge and quick to learn about new products and services
Qualifications & Experience
Required
- minimum of 5 years of experience in a business finance capacity
Previous self-employed experience an advantage
A proven and successful record in a business/commercial finance operation
Used to working effectively under pressure and to financial targets
Experience in offering and delivering excellent client service standards
Personal qualities
Natural rapport builder
Ability to work well under pressure
Dedicated, focused
Team player
Able to think independently and creatively
Drive and enthusiasm
Accuracy and an eye for detail
Self-starter with a lot of initiative, an enthusiastic can-do attitude and the flexibility and desire to grow in a fast-paced, supportive company
Package
Title:
Commercial Finance Broker
Job type:
Full-time, permanent
Location:
Office based role - Cardiff
Hours:
9.00 am to 5.30 pm, Monday to Friday
Holiday:
22 days (plus statutory), increasing to 25 days after 3 full years' service
Basic salary:
60,000
OTE:
Year 1 80k to 100k, Year2 100k to 150k, Year 3 200k to 300k+
Company pension scheme:
in line with auto-enrolment
Job Type: Full-time
Pay: From 60,000.00 per year
Additional pay:
Commission pay
Benefits:
Canteen
Company events
Company pension
On-site gym
On-site parking
Shuttle service provided
Schedule:
Monday to Friday
Ability to commute/relocate:
Cardiff, CF24 5EA: reliably commute or plan to relocate before starting work (required)
Application question(s):
Can you interpret statutory company accounts?
Do you have experience advising SMEs on unsecured and secured finance?
Experience:
business finance advice: 5 years (required)
Work authorisation:
United Kingdom (required)
Work Location: In person