Job Description

Reporting to the Head of Product Strategy, the role holder will lead the evolution of our mortgage product suite. This role is responsible for driving innovation, ensuring regulatory compliance, and delivering exceptional customer experiences across the mortgage journey. The role holder will provide oversight of Mortgage propositions, will refine and implement the strategic product roadmap for Mortgages, and lead a team to deliver exceptional outcomes.

Essential Experience:

Previous experience of product management, preferably in financial services Deep knowledge of the Mortgages market, in particular within Specialist lending Sound knowledge and understanding of: MCOBS, FCA and PRA regulatory frameworks

Responsibilities:

Own Mortgage Product Strategy and Development: Own the end-to-end strategy, development, and lifecycle management of mortgage products. Define and deliver a forward-looking product roadmap aligned with business goals and market trends. Lead cross-functional initiatives to launch new products and enhance existing offerings Understand and monitor the competitive structure of the UK mortgage market to ensure Hodge is well positioned within it to meet its lending requirements. Bring detailed Mortgage knowledge to inform strategic and tactical decision making. Monitor and own Mortgage competitor insight and market trends. Work with Pricing teams to ensure developments are incorporated into acquisition, retention and product strategy. Oversee the risk management of all Mortgage products to ensure all activities are completed in line with the Product Governance Framework across the full product lifecycle. Build strong relationships with colleagues across Hodge to identify customer needs and pain points across Mortgage processes and adapt the product and proposition strategy to reflect these. Have a good understanding of how technology underpins the service and work with Technical Product Owners, Business Analysts, and teams to define the requirements for system change. Be the voice of the business when systems are being designed and built. Lead, coach, and develop the team, ensuring that all colleagues are clear on what they must do to demonstrate competence in their roles. Ensure that clear objectives are set, with regular 121 meetings in place to discuss performance and development, providing regular feedback on output and progress taking appropriate action when required.
Please be aware that should we pursue your application, all our Financial Services employees will be expected to complete background checks to assess suitability for employment, these include; a criminal record, identity, sanctions, adverse finance, fraud prevention and reference checks to comply with our regulatory requirements.

Hodge is an advocate of being an equal opportunities employer, We believe in promoting equality and diversity which is central to our lives today. We welcome applications from all sections of the community and recognises the value a diverse workforce brings to an organisation.

ESG and sustainability are at the heart of everything we do and serves as a reminder of the responsibility we have to our stakeholders, customers, colleagues and the communities we operate in to use our position wisely. We're currently exploring different certifications available and have done an initial review of how we think we'd fare, as we see this as a real opportunity for Hodge given our social purpose.

Apply today to become part of Hodge's mission to make life better for customers and society in the moments that matter.

Job Types: Full-time, Fixed term contract
Contract length: 9 months

Pay: 60,000.00-69,345.00 per year

Benefits:

Cycle to work scheme Employee discount Free flu jabs Free or subsidised travel Free parking Gym membership Health & wellbeing programme Life insurance On-site parking Referral programme Sick pay Store discount
Work Location: Hybrid remote in Cardiff CF10 1FS

Application deadline: 30/11/2025