Job Description

End Date

Tuesday 07 October 2025

Salary Range

76,194 - 89,640

We support flexible working - click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Summary

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Job Title:

Senior Product Owner (AI)

Location:

Leeds, Edinburgh or London

Salary:

76,194 - 106,400 (location dependant)

Hours

: Full time

Working Pattern

: Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at our Leeds, Edinburgh or London offices.

About This Opportunity:

The Financial Conduct Authority (FCA) has recognised AI's potential to transform the UK's investment culture, especially in closing the advice gap and making financial mentorship more accessible. With just 31% of UK adults currently investing, and most doing so without regulated advice, there is a clear opportunity to drive better financial outcomes.


Scottish Widows, one of the UK's largest pension and investment providers, is well positioned to lead this change. Within Lloyds Banking Group, our D2C Investments Platform powers Halifax Share Dealing Ltd. and Ready-Made propositions via Embark and FNZ, delivering trusted investment solutions across Lloyds, Halifax and Bank of Scotland. Our mission is to redefine the investment experience for 26 million UK customers, powered by AI.


You'll be responsible for the product strategy for teams within our newly formed Agentic AI lab, using your innovation to push the boundary of discovery for the industry into the potential of AI technologies in the investing experience. Leading the creation and development of the strategy and Roadmap for advanced Artificial Intelligence systems, you'll utilise your innovation in emerging technology, knowledge of artificial intelligence systems and the latest market trends to deliver robust AI solutions in our investment experience.

What you'll be doing:

Work with your team to develop advanced AI system strategies within a financial institution, utilising market leading technology within a multi-agent framework Champion innovation across the team through remaining on trend with the latest AI technologies and standards and challenging your peers to strive for perfection! Navigate across a complex enterprise with the help of your team to ensure you have access to the expertise and technology needed for your product to succeed in the market. Develop a detailed and multi-year product Roadmap to turn your strategy into reality - guiding our engineering teams through iterative and agile development with the flexibility and autonomy to prioritise and manage your product backlog Embedding strategy in the development and ownership of key goals and turning points for the product's success and delivery

Why Lloyds Banking Group:

If you think all banks are the same, you'd be wrong. We're an innovative, fast-changing business that's shaping finance as a force for good. A bank that's empowering its people to innovate, explore possibilities and grow with purpose.

What you'll need:

Strong Product Leadership:

Confirmed product leadership experience with a record of successful product delivery, driving a strategy and vision to market within the UK financial services sector. You've developed solutions to long-term business needs by anticipating complex issues, challenges, and opportunities. Familiar with navigating risk and compliance concerns in a highly regulated environment is preferential but not essential for this role

AI Experience:

Experience and knowledge of enterprise AI systems, and an ability to help drive push momentum in deliver of these within a complex organisation. You're confident to input and challenge in technical conversations, leading the team towards a solution that matches their business need

Innovation Approach:

Being a transformational leader with a track-record of being a strong advocate for technology transformation and engineering excellence, your willingness to challenge the status quo and push to lead the market in technology is desired.

Agile Methodologies:

A history, or strong awareness, of agile methodologies and how these can be applied to complex deliveries in a large scale enterprise.

About working for us:

Our ambition is to be the top tier UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we're committed to creating an environment in which everyone can thrive, learn and develop.


We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.


We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.


We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

A generous pension contribution of up to 15% An annual performance-related bonus Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 28 days' holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies
Ready for a career where you can have a positive impact as you learn, grow and thrive?

Apply today and find out more.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.