Job Description

Job ref:

2025-11233

Closing date:

31/01/2026

Location:

Bournemouth | Tunbridge Wells

Career area:

ACTUARIAL AND PRICING

Salary:

Dependent on experience

We have a new opportunity for a Senior Underwriting Governance Analyst to join us!




Reporting into the Head of Pricing Governance and Controls, you'll ensure effective underwriting governance for AXA Health, implementing positive, balanced and effective underwriting risk control. This role maintains Corporate, SME and individual underwriting philosophies, manuals and business rules, and carries out case reviews and QA to ensure compliance with these.



At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. You'll work at least two days a week (40%) away from home, moving to three days a week (60%) in the future. Away from home means either attendance at one of our office locations, visiting clients or attending industry events.

What you'll be doing:

Maintaining Corporate, SME and Individual underwriting philosophies, manuals and business rules, ensuring they are comprehensive, clear, up to date and in line with AXA Health risk appetite Rolling out changes to philosophies and manuals effectively into the relevant teams Supporting audit of corporate underwriting process on an annual basis to ensure compliance with philosophies and manuals, drafting report outlining areas for improvement Carrying out regular risk-based sampling reviews of corporate cases to assess individual underwriter competence and consistency of application of rules/approach, identifying gaps in knowledge and aspects of documentation that require updating Coordinating and delivering twice yearly corporate underwriting tests to assess underwriter understanding of philosophy and manual content Supporting review of individual and SME risk underwriting decisions made by the portfolio management team on a risk-based sampling basis to assess the teams understanding of philosophies, manuals and business rules Building strong relationships with other pricing teams and risk and compliance Supporting audits of decisions where underwriting decision making is delegated to other teams outside of pricing

What you'll bring:

Comprehensive understanding of PMI products and pricing approaches and systems Experience of Corporate Underwriting approach and market, with some knowledge of Individual and SME underwriting/pricing an advantage Understanding of the regulatory environment in which the business operates and understanding of the dynamics of large organisations Demonstrable resilience and experience of successfully managing multiple priorities Ability to grasp and explain a range of technical concepts to all business stakeholders Solution focused, with a strong focus on delivery, and desire for continuous improvement Self-motivated with a can-do attitude As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.

This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years.

What we offer:

At AXA UK, we're appreciative of the people who work for us and our rewards package is reviewed regularly to reflect that. You can expect to receive:


Competitive annual salary dependent on experience Annual company & performance-based bonus Contributory pension scheme (up to 12% employer contributions) Life Assurance (up to 10 x annual salary) Private medical cover 25 days annual leave plus Bank Holidays Opportunity to buy up to 5 extra days leave or sell up to 5 days leave Wellbeing services & resources AXA employee discounts

To apply, click on the 'apply for this job' button, you'll then need to log in or create a profile to submit your CV. We're proud to be an Equal Opportunities Employer and don't discriminate against employees or potential employees based on protected characteristics. If you have a long-term condition or disability and require adjustments during the application or interview process, we're proud to offer access to the AXA Accessibility Concierge. For our support, please send an email to saraya.cussons@axa-uk.co.uk.



#LI-Hybrid

Who we are:

At AXA Health, we're passionate about helping our members to put their health first, whether that's individuals and families, small businesses, or huge corporates. From fast access to diagnosis and treatment, to guidance and tools that can help them manage their health every day, not just when there's a problem, our members can be confident we'll guide them, every step of the way.

What we offer

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We acknowledge and appreciate the exceptional efforts of our people in protecting what matters most to our customers. In exchange we offer a series of core and supporting benefits designed to empower our people to thrive both professionally and personally.


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Competitive Salary

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Annual Bonus

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25 - 28 Days Annual Leave

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21 Hours Volunteering Leave

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Pension Scheme

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Life Assurance

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Private Medical Cover

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AXA Shareplan

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Wellbeing Initiatives

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Employee Assistance Programme

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Flexible Benefits

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Discounts

Our Values

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Our Values shape what we do and how we do it.

They inspire, guide, empower & unite us.



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Customer first

All our thinking starts with the customer


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Integrity

We're guided by strong moral principles


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Courage

We speak our mind and act to make things happen


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One AXA

Being together and being different makes us better