Job Description

We are looking for a

Software Engineer (L4)

to join our

KYC & AML team (Know Your Customer & Anti-Money Laundering)

, a key part of the

Payments Group

at Spendesk. As a

technical leader

on this highly skilled and collaborative team, you will

drive the technical strategy

for our mission critical end-to-end compliance infrastructure. This is an exciting opportunity to work at the heart of our financial infrastructure,

leading the design and implementation

of scalable, secure, and reliable systems to manage

customer due diligence, risk assessment, transaction monitoring, and regulatory reporting

.


The

Payments Group

oversees all money movement across Spendesk, including

card issuance, wire transfers, balance management, and transaction processing

. As Spendesk operates as a regulated

Financial Services Institution

, this team plays a vital role in ensuring

compliance, security, and operational reliability

.


In the

KYC & AML team

, you will

lead cross-team initiatives

and collaborate closely with

Compliance teams, Risk & Operations, regulatory bodies

, and other internal stakeholders to ensure we provide the

best-in-class compliance experience

-- while

driving technical excellence

and maintaining the highest standards of system reliability and scalability.


This role offers

leadership opportunities

across the full software development lifecycle in a highly regulated environment, with

significant influence

over technical direction and

cross-team project delivery

.

Our stack

+

Backend:

Node.js (TypeScript) +

Frontend:

React/Redux
+

Datastores:

PostgreSQL, Redis
+

Infrastructure:

Terraform, Kubernetes, AWS (Lambdas, Step Functions)
+

Messaging and Queueing:

SQS, Kafka, AWS EventBridge
+

CI/CD:

AWS CodePipeline and GitHub Actions
+

Testing

: Node test runner, Jest, Cypress

Key Responsibilities

+

Lead the design and architecture

of core components of Spendesk's KYC & AML infrastructure, including customer screening systems, integrating with third-party compliance tools for entity verification and monitoring, and providing compliance data via secure APIs +

Drive technical decisions

and

justify technology choices

for secure and efficient APIs supporting KYC workflows, AML monitoring processes, and regulatory reporting flows
+

Identify and solve complex technical problems

across multiple teams, leading cross-team initiatives to improve compliance infrastructure
+

Lead technical discovery

and collaborate with the

Product Manager

to

influence product direction

and contribute to strategic technical design discussions around compliance workflows
+

Mentor junior engineers

and

guide technical decisions

across the team, ensuring code quality, maintainability, and testing standards
+

Design and implement

monitoring and alerting systems to ensure regulatory compliance reliability and proactively address compliance issues
+

Lead code reviews

and

drive engineering best practices

within the team and across related teams
+

Take ownership of project management responsibilities

including prioritisation, breakdown, and risk management for delivering complex technical solutions
+

Act as a technical advisor

to management on compliance infrastructure topics and

influence technical roadmap

decisions

What we're looking for

+

5+ years of experience

as a

Software Engineer

, with

demonstrated technical leadership

in backend development +

Expert-level experience

with

Node.js and TypeScript

in production environments, with

strength in multiple technologies

+

Proven track record

of building and maintaining

REST APIs

in high-availability environments and

designing moderately complex systems

+

Deep understanding

of event-driven architecture and

ability to guide system integrations

across multiple teams
+

Advanced proficiency

in

SQL

and relational database design (PostgreSQL preferred), with

system design expertise

+

Strong experience

writing comprehensive tests and

leading CI/CD pipeline

improvements
+

Proven ability

to collaborate and

influence

across

engineering, product, compliance

, and

operations

teams
+

Extensive experience

implementing and deploying applications on cloud providers (AWS, GCP, Azure) with

architectural decision-making

capabilities
+

Recognised expertise

in the compliance/fintech domain or

strong ability to quickly become a domain expert

+

Mentoring experience

and

sought after

as a technical advisor by peers
+ Fluent in

English

(spoken and written) -- it's our business language

Nice to have

Leadership experience

with

React

and

frontend development

across teams

Deep understanding

of

regulated financial environments

or

payment service providers

Advanced experience

with

AWS services

including

SQS

,

Lambda, Step Functions, CodePipeline

and

ability to make architectural decisions

Expert knowledge

of

Kubernetes, Terraform or Kafka

with

ability to guide technology choices

Strong systems observability expertise

, ideally with

Datadog

and

ability to design monitoring strategies

Proven system design

skills, with

demonstrated ability

to design for scalability, fault tolerance, and high performance

across multiple teams

Strong track record

of

leading technical projects

and

mentoring engineers across multiple teams

Experience presenting

technical concepts to

non-technical audiences

and

conducting presentations

across the engineering function


As we are an international team, please submit your application and CV in English.

About Spendesk

Spendesk is the AI-powered spend management and procurement platform that transforms company spending. By simplifying procurement, payment cards, expense management, invoice processing, and accounting automation, Spendesk sets the new standard for spending at work. Its single, intelligent solution makes efficient spending easy for employees and gives finance leaders the full visibility and control they need across all company spend, even in multi-entity structures. Trusted by thousands of companies, Spendesk supports over 200,000 users across brands such as SoundCloud, Gousto, SumUp, and Bloom & Wild. With offices in the United Kingdom, France, Spain and Germany, Spendesk also puts community at the heart of its mission.



For more information: www.spendesk.com/press

About our people & culture

We believe that people do their best work when they're given the freedom to thrive and grow. That's why liberation is at the core of everything we do. We empower Spendeskers to take ownership of their work, to navigate ambiguity, and seize every opportunity. Spendeskers come from all over the world (35+ countries and counting!) but we have plenty in common: we're bold, ever-curious, committed to kindness, and tackle every challenge with a positive mindset.

About our benefits

Our culture is built on trust, empowerment, and growth -- with benefits to match!



Flexible on-site and remote policy Fully covered Oyster card for traveling to and from our new office (up to 250 monthly depending on location 45 monthly wellness allowance, accruable, to be used on whatever wellness means to you - through the Ben platform Access to Moka.care for emotional and mental health wellbeing Pension scheme (on salary sacrifice): 5% employee / 5% employer (by Aviva) 28 days of holidays Latest Apple Mac equipment Company virtual events Visit our other offices: Paris, Berlin & Hamburg Great office snacks to fuel your day Vitality private health insurance (for you and your family/partner) Bupa private dental care A positive team to work with daily!

Diversity & Inclusion

At Spendesk, we're committed to fostering an environment where all differences are encouraged, supported and celebrated. We're building our culture for everyone, with everyone. Our goal is to attract and build a diverse, equal and inclusive team, where everyone feels welcome and we truly embrace and encourage people from all backgrounds to apply.