Job Description

Commercial Express is on a trajectory of fantastic growth, with ambitious plans and is looking for a

Technical Specialist

to join our thriving MGA Business.

About Us:

The

Technical Underwriting Team

are a key department within

Commercial Express

and has a range of responsibilities. They lead the way as to underwriting control and capabilities, reviewing our policy wording and looking at maintaining and managing our binders and capacity. Our technical team are key in supporting and managing various FCA and regulatory requirements we have as an MGA, through Binder Management, Product Governance, Fair Value and Consumer Duty. The team look at ways of developing and building processes that incorporate bespoke underwriting. This can be underwriting larger, more complex risks that sit outside our standard online model and have a problem-solving-centric approach.

The Role:

As a

Technical Specialist

at Commercial Express, you will play a pivotal role in enhancing the quality, clarity, and consistency of our suite of policy wordings while also delivering impactful technical training for underwriters.

Working closely with underwriting teams and multiple insurer partners, you'll ensure our wordings reflect best practice, align with regulatory expectations, and meet the evolving needs of our customers with common definitions and structure.

You will be a key technical referral point, collaborating with underwriting, legal, and product development teams to ensure our products are robust, compliant, and commercially effective.

You will contribute to and help shape the strategic underwriting direction, supporting the development of products and underwriting expertise through engaging training and guidance.

This is an exciting opportunity to work in a dynamic and entrepreneurial environment, applying your technical expertise and market knowledge to drive profitable growth.

Skills and Experience:

Excellent market knowledge with a solid understanding of industry trends and dynamics. Extensive experience in insurance policy wordings--preferably within commercial lines and MGA, Insurer or delegated authority environments, with a strong commercial mindset. Proven background in designing and delivering technical training, coaching and developing teams. Experience working across underwriting, product development, and legal/compliance teams. Familiarity with underwriting systems, policy admin platforms, and digital trading environments. Ability to manage multiple projects and workstreams simultaneously with excellent prioritising and organisational skills. Expert knowledge of underwriting principles and practice with strong risk evaluation and technical skills. Deep technical understanding of insurance wordings and contract structures. Able to simplify complex legal or technical issues into practical solutions. Confident communicator and presenter with strong stakeholder management skills. Strong organisational and prioritisation skills--able to balance multiple projects simultaneously. Enthusiastic about continuous learning and the professional development of others. Experience with binding authority agreements and market reform contracts is an advantage. Excellent interpersonal skills and ability to work independently in a collaborative environment amidst changing priorities. Strong knowledge of the regulatory and governance requirements within an MGA/ MGU business. Proficient with documentation tools (e.g. Adobe Pro, MS Word) and comfortable working with digital platforms.

Benefits:

Workplace Pension Scheme offering you flexibility of upto 16%. 27 days holiday plus bank holidays. 1 Paid Volunteer Day per year. Hybrid Working - Flexibility to work from home combined with a number of days per week in our office on The Waterfront in Brierley Hill. Providing a fantastic work environment to drive our commitment to learning and development, innovation, and collaboration. Health Cash Plan and Virtual GP Services. Trained Mental Health First Aiders and access to 24/7 Employee Assistance Programme, offering a range of health and wellbeing, financial and counselling services. Professional Membership Status - as part of holding CII Chartered Insurance Underwriting Agent Status we offer a variety of funding options to support our people in achieving industry standard qualifications. Employee recognition awards and annual employee awards. Staff social events throughout the year, including Summer and Christmas parties. Long Service awards. Free onsite parking. Matched funding for charities. Death in Service benefit.
Full details can be found on our careers page www.commercialexpress.co.uk

Job Type: Full-time

Pay: From 50,000.00 per year

Benefits:

Company events Company pension Enhanced paternity leave Free parking Health & wellbeing programme On-site parking Paid volunteer time Sick pay
Schedule:

Monday to Friday
Application question(s):

Please let us know what your salary expectations would be for this role.
Work Location: Hybrid remote in Brierley Hill

Application deadline: 30/07/2025