Job Description

Job Category: Associate
:
TRANSACTION BANKING (TxB)
Our Transaction Banking division combines the strength of a 150-year-old firm with the agility of a tech start-up, aiming to provide comprehensive cash management solutions for corporations. We leverage modern technologies, data, and analytics to deliver value, transparency, and simplicity in cash flow management. Within this dynamic environment, TxB's Channels team is dedicated to building and optimizing the digital pathways through which our clients interact with our products. This includes developing and managing robust APIs and implementing secure communication standards, ensuring our offerings are both innovative and regulatory-compliant.
ROLE OVERVIEW
The Associate Product Manager within the Channels team will support the development of the Open Banking and EBICS channels. Partnering closely with Transaction Banking Compliance, Legal, Engineering, Operations, Coverage, and Information Security teams, this role will help manage regulatory and scheme adherence. This position demands a strong technical understanding of API, modular architecture and communication protocols to effectively manage and enhance our digital offerings.
RESPONSIBILITIES

• Drive high-impact AI and digital-asset initiatives from discovery to scaled delivery.
• Drive the end-to-end lifecycle management of Open Banking and EBICS features, including designing and defining requirements, delivery, testing, rollout, documentation, and change management.
• Collaborate closely with TxB's engineering and QA teams to manage API and EBICS enhancements, backlog prioritization, interface specifications, release notes, and deprecations.
• Monitor channel performance and controls: availability, error rates, consent flows, authentication and entitlements; drive issue remediation and continuous improvement.
• Develop and nurture collaborative working relationships with key internal partners including legal, compliance, risk and business teams.

SKILLS & EXPERIENCE REQUIRED
Basic Qualifications:

• 2+ years' experience in a technical role with a focus on API product delivery.
• Ability to understand and articulate regulatory and standard requirements and turn them into clear engineering tasks.
• Experience of defining epics, stories and test cases for new requirements. Ability to execute test cases.
• Excellent organizational, time management and planning skills with a track record of balancing multiple initiatives across ad hoc and project-based activities.

Preferred Qualifications:

• Technical expertise with the open banking regulatory requirements (PSD2/PSR/SCA) and EBICS standard (order types; signature specifics).
• Experience supporting audits, risk assessments, and control evidence of the regulated products.
• Transaction banking/cash management integration specific knowledge including host-host, API, SWIFT.
• Hands-on experience with Digital Assets, Generative AI & Agentic AI.

ABOUT GOLDMAN SACHS
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.
We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html
The Goldman Sachs Group, Inc., 2023. All rights reserved.
Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

Skills Required