Underwriter, 2nd Charge Mortgages
Watford, ENG, GB, United Kingdom
Job Description
The overall responsibility of an Underwriter at West One is to take ownership of allocated cases from inception through to completion.
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Key Accountabilities
Enter and update borrower data on Fusion lending platform. Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines. Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met. Provide concise and accurate updates to brokers. Proactively chase brokers for outstanding requirements. Ensure all underwriting is in line with Company policy and within regulation. Ensure that all cases are Underwritten within the Groups Risk appetite. Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business. Maintaining a pipeline of cases, overseeing cases from inception through to completion. Maintain broker relationships that are integral to the growth for West One Secured Loans. All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.
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Skills & Competencies
Ability to work as part of a team. Pass internal competency tests post induction. High attention to detail. Good written and verbal communication skills.
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Knowledge & Qualifications
An understanding of FCA regulation. Experienced in Underwriting 1st and/or 2nd Charge mortgage applications. CeMAP (desirable, not essential).
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Personal Attributes
Flexible. Articulate. Well organised. * Robust and comfortable working to deadline and under pressure.
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Job Detail
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Job IdJD3243969
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationWatford, ENG, GB, United Kingdom
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EducationNot mentioned