Job Description

Up to 65,000 plus excellent bonus and benefits
Please note, this role is 5 days a week in the office
Due to exciting growth and expansion, a fantastic opportunity has arisen for an experienced lending Underwriter to join a specialist Property Lending company in London. Specializing in buy-to-let finance, you will be working closely with clients, brokers, and internal teams to streamline the underwriting process. Candidates must have underwriting experience within buy-to-let lending and must be happy to work 5 days a week in the office.
Duties of the Underwriter (Buy-to-LetFinance) to include:

• Responsible for conducting comprehensive analyses of financial documents, credit histories, and property appraisals to make informed buy-to-let lending decisions.
• Manage a personal loan pipeline, adhering to SLAs, conducting KYC, AML, and due diligence checks.
• Review legal documents, valuation reports, and perform key checks (land registry, credit).
• Underwrite loan applications following credit risk policy, assess risks across the property cycle and borrower portfolios, and support decisions on loan values and terms.
• Present loan funding proposals to the Line Manager and assist senior underwriters with complex cases.
• Ensure fraud prevention, support the loan offer process, and execute transactions within agreed timelines.
• Build and manage a network of brokers and borrowers, providing ongoing contact and exceptional customer service.
• Communicate with external stakeholders during the loan funding process and mentor junior underwriters.
• Deliver MI to management, update CRM (Hubspot), and identify new lending opportunities to meet personal targets.
• Attend meetings, share best practices, and act as a company ambassador.

Requirements for the successful Underwriter (Buy-to-Let Finance):

• Previous experience working within Buy-to-Let Underwriting
• Strong attention to detail with ability to identify and assess risks accurately and effectively.
• Excellent communication abilities with strong written and verbal skills.
• Strong MS Excel abilities
• Excellent organisations skills and ability to prioritise and manage multiple tasks as part of a busy workload.

This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.

Skills Required