Job Description

Credit Management department is the second line of defence (2LoD) credit function that is responsible to prepare risk assessment reports and credit recommendations in support of existing and new business for the Bank. As an Analyst - Credit Portfolio Management, you will be responsible for providing support in Credit Risk Modelling and in Asset Quality Management areas. You will also assist with climate change/ESG project plans and implementations to be in line with regulatory expectations. This is a full time permanent position.

Key responsibilities

Provide support to Asset Quality Management, i.e. internal rating/risk classification flow monitoring, daily overdue monitoring, systems and IT projects Liaise with Head Office on asset quality related issues and provide support to complete reports/mandates requested by Head Office Provide supports on reports, policy and procedures, second line of defence (2LoD) reviews on credit risk Assist with credit risk related projects Act as secretary of CRDC, manage CRDC meetings and follow up on actions as required Carry out any ad hoc tasks Cover team members during their absence if required Ensure that work is carried out with due diligence and within the timeframes

Requirements

Degree educated in Business, Finance, Accounting or other equivalent Relevant professional qualification considered useful (e.g. ACIB, CFA, FRM) Experience in Credit Risk Management and Data Analysis is preferred Knowledge of regulatory requirement on stress testing Comprehensive knowledge of banking products and risks associated with them Comprehensive knowledge of legal documentation specific to Banking and CCP businesses Demonstrated initiative in suggesting improvements to credit stress testing and EWI monitoring processes Excellent English and Mandarin communication skills Excellent time management skills to handle multiple tasks and meet tight deadlines Good problem solving skills, with the ability to identify, assess, and recommend solutions for complex credit risk and EWI challenges

Having a presence in the UK for more than 90 years, Bank of China London Branch has been providing an excellent financial service to the market and maintain its competitive edge as an international bank operated in the UK. It has employees in over 33 countries, and it is one of the most internationalised overseas branch in the Bank of China Group. The Bank values the diversity of its employees and aims to create an inclusive environment where everyone can speak up and enjoy the equal opportunities to grow both personally and professionally.