Job Description

If you're looking for a career where you will be respected as an individual and valued for the contributions you make, join HSBC, and discover how diversity drives our success. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.



Real Estate Finance is a specialist team with primary responsibility for relationships involving Commercial Real Estate investors and developers. The adopted strategy of 'by Professionals, to Professionals' results in our customer portfolios being comprised of professional operators and market leaders in their sectors.





Real Estate is a key market for the UK economy and a material contributor to UK Commercial Banking. It brings together the fundamental skills of relationship management, large corporate lending, risk management and partner engagement, with the added complexity of a highly political and cyclical property industry.



The Real Estate Finance (REF) business offers an outstanding opportunity to a prospective candidate to undertake a key role within a core sector for both HSBC and the markets in which it operates.



We are currently seeking a motivated individual to join this team in the role of Associate Director and will support our efforts specifically within the London Real Estate Finance business.



In this role, you will:



Support the Relationship Director with holistic relationship management with accountability for business development, service, risk and operational delivery. Particular focus is on supporting transaction structuring and forming Heads of Terms. Seek new opportunities and nurturing existing relationships to identify new business opportunities ensuring the focus is on growing the business sustainably, by identifying opportunities to expand a portfolio and broadening client relationships by leveraging HSBC's extensive network Global Standards - Manage regulatory and reputational risk, ensure business adherence throughout the client lifecycle by identifying, assessing, accepting, monitoring, escalating and mitigating risk Build a strong understanding of the client's business and industry to promote insights, enrich client conversations and deliver fair outcomes Confidently manage financial crime risk throughout the client lifecycle by identifying, assessing, accepting, monitoring, escalating and mitigating risk.


To be successful, you should meet the following requirements:



Proven track record in a client focussed environment in the Commercial or Corporate Banking environment is essential. Previous experience of the Real Estate market is highly desirable but not essential. Strong knowledge of the economic and market environment with an ability to demonstrate how this impacts the Real Estate Financing market. Strong understanding of all areas of risk management and processes. Credit and lending experience is essential.


The role based in Queen Victoria Street, London, with hybrid working arrangements that combine a home base and an office presence, along with client visits. There will be a requirement for travel in and around the London area for client visits, so it is essential that the successful candidate is based within a commutable distance of this area.



As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. This includes:

Private healthcare for all UK-based employees

Enhanced maternity and adoption pay and support when you return to work

A contributory pension scheme with a generous employer contribution.

Being open to different points of view is important for our business and the communities we serve. At HSBC, we're dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.



If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk:


Email: hsbc.recruitment@hsbc.com


Telephone: +44 207 832 8500